Is There a Storage Fee for Pluang Gold?
Pluang charges a gold storage fee only to dormant accounts: 0.01 gram a month, deducted on the 1st, once an account that holds gold has had no qualifying activity for 6 months. Digital gold on Pluang is facilitated by PT Pluang Emas Sejahtera, a Digital Physical Gold Trader licensed and supervised by Indonesia's Commodity Futures Trading Regulatory Agency (Bappebti). Pluang Plus members are exempt, and one qualifying activity in any 6-month period, such as buying or selling gold, keeps you clear of the fee. Otherwise, keeping gold costs nothing: while it sits in the depository owned by Brink's, it is fully insured by Brink's at no cost to you.
Storage fee at a glance
| Item | Detail |
|---|---|
| Amount | 0.01 gram per month, deducted from your gold balance |
| When | The 1st of each month |
| Who pays | Users whose account has been dormant for 6 months and who still hold gold |
| Who does not pay | Pluang Plus members, and any user with at least one qualifying activity in the past 6 months |
| Storage insurance | Included at no cost: your gold is fully insured by Brink's while it is stored |
Activities that keep your account active
| Activity | Counts? |
|---|---|
| Buying or selling gold | Yes |
| Buying or selling US Stocks, crypto, Options or Crypto Futures | Yes |
| Buying or selling assets through a Pocket | Yes |
| Paying a gold instalment | Yes |
| Converting between USD and IDR | Yes |
| A successful IDR or USD top up | Yes |
Example: 2 grams of gold in a dormant account
| Point in time | Gold balance |
|---|---|
| Before the account becomes dormant | 2.00 g |
| After the first monthly deduction | 1.99 g |
| After the second monthly deduction | 1.98 g |
| After any qualifying activity | No further deduction until the account is dormant again |
The storage fee is separate from the 0.15% third-party fee on gold purchases.
Learn more: Pluang gold fees, including the storage fee and Pluang Plus benefits.
Related questions
Q: How do I avoid the gold storage fee on Pluang?
Make at least one qualifying activity in any 6-month period, such as buying or selling gold, US Stocks, crypto, Options or Crypto Futures, trading through a Pocket, paying a gold instalment, converting between USD and IDR, or a successful top up. A small gold purchase from Rp10,000 is enough.
Q: Do Pluang Plus members pay the gold storage fee?
No. Pluang Plus members are exempt however active their account is. For everyone else, the 0.01 gram monthly fee applies only after 6 months without any qualifying activity, and only while the account still holds gold.
Q: Is my gold insured while it is stored on Pluang?
Yes, at no cost to you. Your gold is stored in a depository owned by Brink's, appointed by Indonesia Clearing House (ICH) and PT ICDX Logistik Berikat (ILB), and fully insured by Brink's. This is separate from the 3% insurance charged when you withdraw physical gold, which covers delivery.
Q: Is there a limit on how long I can keep gold on Pluang?
No. You can hold gold for as long as you like. The only cost of keeping it is the storage fee for dormant accounts, and you can sell it back to Rupiah or withdraw it as physical gold from 1 gram whenever you choose.
Last updated: 6 November 2026