Is There a Storage Fee for Pluang Gold?
The Pluang gold storage fee applies only to dormant accounts: it is 0.01 gram per month, charged only if your account has been dormant for 6 months and you still hold gold. When it applies, 0.01 gram is deducted from your gold balance on the 1st of each month. Dormant means that in those 6 months you made none of these: buying or selling Gold, US Stocks, Crypto, Options or Crypto Futures; buying or selling through a Pocket; paying a gold instalment; converting between USD and IDR; or completing a successful IDR or USD top up. One of these activities within any 6-month period is enough to stay clear of it, and Pluang Plus members are exempt whatever their activity. Otherwise, keeping your gold stored costs nothing: while it sits in the depository owned by Brink's, it is fully insured by Brink's at no cost to you. The storage fee is separate from the 0.15% third-party fee on purchases.
Storage fee at a glance
| Item | Detail |
|---|---|
| Amount | 0.01 gram per month, deducted from your gold balance |
| When | The 1st of each month |
| Who pays | Users whose account has been dormant for 6 months and who still hold gold |
| Who does not pay | Pluang Plus members, and any user with at least one qualifying activity in the past 6 months |
| Storage insurance | Included at no cost: your gold is fully insured by Brink's while it is stored |
Activities that keep your account active
- Buying or selling Gold
- Buying or selling US Stocks, Crypto, Options or Crypto Futures
- Buying or selling assets through a Pocket
- Paying a gold instalment (Cicilan Emas)
- Converting between USD and IDR
- A successful IDR or USD top up
Worked example (illustrative). You hold 2 grams of gold and make none of the activities above. Once your account has been dormant for 6 months, 0.01 gram is deducted on the 1st of the month, leaving 1.99 grams, and another 0.01 gram on each following 1st while the account stays dormant. A single qualifying activity, such as a gold purchase from Rp10,000, means you no longer meet the dormancy condition. To buy, see the guide "How to buy gold on Pluang".
Related questions:
Q: How do I avoid the gold storage fee on Pluang?
Make at least one qualifying activity within any 6-month period. Buying or selling Gold, US Stocks, Crypto, Options or Crypto Futures counts, as does trading through a Pocket, paying a gold instalment, converting between USD and IDR, or a successful IDR or USD top up. A small gold purchase from Rp10,000 is enough. Pluang Plus members do not need to do anything, because they are exempt from the storage fee.
Q: Do Pluang Plus members pay the gold storage fee?
No. Pluang Plus members are exempt from the storage fee regardless of how active their account is, so a Pluang Plus member can keep gold without any trades and no grams are deducted. For everyone else, the fee of 0.01 gram per month applies only after 6 months without any qualifying activity, and only while the account still holds gold. The 0.15% third-party fee on purchases applies to all users.
Q: Is my gold insured while it is stored on Pluang?
Yes, at no cost to you. Your gold is stored in a depository owned by PT Brinks Solutions Indonesia (Brink's), appointed by Indonesia Clearing House (ICH) and PT ICDX Logistik Berikat (ILB), and it is fully insured by Brink's. This is separate from the 3% insurance charged when you withdraw physical gold, which covers the delivery of the bars to your address, not the storage.
Q: Is there a limit on how long I can keep gold on Pluang?
No. There is no time limit on how long you can hold your gold, so you can keep it for as long as it suits your plans. The only cost of keeping it is the storage fee of 0.01 gram per month, and that applies only after 6 months without qualifying activity, with Pluang Plus members exempt. You can sell it back to Rupiah or withdraw it as physical gold from 1 gram whenever you choose.