What Must My Friend Do for the Pluang Referral to Count?
For your Pluang referral to count, your friend must complete four steps within the rules: enter your code at registration, complete Basic Verification, make one qualifying investment of at least Rp1,000,000, and keep it for 45 days. They must also be new to Pluang, meaning their number was never registered on Pluang, DANA eMas, Tokopedia Emas or GoInvestasi, and they have never verified or transacted on Pluang. The investment has to reach Rp1,000,000 in a single transaction, not by adding purchases together. It must be in gold, crypto assets, US stocks, or ETFs (US- or IDX-listed), and a leveraged position counts if its final amount is at least Rp1,000,000. During the 45 days, they keep that investment or a portfolio worth at least Rp1,000,000. The investment and the hold must be finished within 365 days of entering your code.
Your friend's checklist:
- 1. Enter your code on the Pluang registration page when signing up
- 2. Complete Basic Verification in the Pluang app
- 3. Invest at least Rp1,000,000 in one transaction in gold, crypto assets, US stocks, or ETFs (US- or IDX-listed). US stocks and ETFs need a further verification step beyond Basic Verification; see "Which Investments Count for the Pluang Referral Requirement?"
- 4. Hold for 45 days — keep that investment, or a portfolio of at least Rp1,000,000, from the purchase date
- Deadline: steps 3 and 4 finished within 365 calendar days of step 1
Examples from the terms:
- Counts: Rp1,000,000 of gold bought and kept for about six weeks, even though its value fell to Rp980,000
- Does not count: Rp900,000 of gold bought and kept for the same period, even though its value rose to Rp1,000,000
Related questions:
Q: Can my friend use Indonesian stocks or mutual funds for the Pluang referral investment?
The terms name gold, crypto assets, US stocks and ETFs as the qualifying investments, with the Leverage feature allowed if the final amount is at least Rp1,000,000. Indonesian stocks, mutual funds, Crypto Futures and US Stock Options are not on that list, although ETFs count whether they are US-listed or listed on the Indonesia Stock Exchange. To be sure the referral counts, your friend should make the Rp1,000,000 single transaction in one of the named asset types.
Q: What if my friend's first Pluang investment is below Rp1,000,000?
That purchase does not qualify, but the referral is not lost. The terms let a friend who has not met the steps repeat the investment and holding requirements. They make a new single investment of at least Rp1,000,000 and keep it for 45 days. Everything must still be completed within 365 days of the date they entered your code, or the referral expires.
Q: Does my friend have to do anything to claim their own Pluang referral reward?
Yes. Like you, your friend claims rather than receives the reward automatically. After day 45 from their qualifying purchase, they open Account at the top right of the Home screen, tap the referral banner, and tap Claim. Their reward, a cash reward of between Rp5,000 and Rp1,000,000, goes to their own Saldo IDR for further investing on Pluang.