Who Can Join the Pluang Referral Program?

Anyone who has completed Basic Verification on Pluang can join the Pluang referral program as a referrer, and the friend they invite must be completely new to Pluang. Basic Verification is what unlocks your referral code: until it is done, you have no code to share and cannot take part. Your friend, on the other hand, counts only if they have never registered their phone number on Pluang, DANA eMas, Tokopedia Emas or GoInvestasi, and have never completed verification or a transaction on Pluang before. An existing user who signs up again or opens your referral link does not earn either of you a reward. Being eligible is only the start: the referral succeeds once your friend enters your code at registration, completes Basic Verification, makes a single investment of at least Rp1,000,000 and keeps it for 45 days. Both of you then have a chance to receive a cash reward of between Rp5,000 and Rp1,000,000.

You can refer friends if:

• You have completed Basic Verification — this is what gives you a referral code
• You share the code shown on your own referral page: tap Account at the top right of the Home screen, then the referral banner (Ajak Teman Bawa Cuan)
• You share it with friends and family, not by spamming it on any channel

Your friend counts as a new user only if:

• Their phone number has never been registered on Pluang, DANA eMas, Tokopedia Emas or GoInvestasi
• They have never completed verification or made a transaction on Pluang
• They meet any other criteria Pluang sets from time to time

For the full sign-up steps, see the guide "How to Join the Pluang Referral Program and Share Your Referral Code".

Related questions:

Q: Do I need to invest before I can refer friends to Pluang?
No. The terms require only Basic Verification before you receive a referral code, and they set no investment requirement for the person sharing it. The investment requirement sits entirely with your friend: a single transaction of at least Rp1,000,000 in gold, crypto assets, US stocks, or ETFs (US- or IDX-listed), kept for 45 days. Once your Basic Verification is approved, your code appears on the referral page under Account.

Q: Can someone who used DANA eMas or Tokopedia Emas join as a new user?
No. The terms treat anyone whose phone number was already registered on Pluang, DANA eMas, Tokopedia Emas or GoInvestasi as an existing user, so they cannot be referred for a reward. The check is based on the phone number, which means signing up again with the same number does not make someone new. A friend who has never used any of these services with that number can still join through your code.

Q: Can my friend still be referred if they have already downloaded the Pluang app?
Opening or downloading the app does not by itself disqualify anyone. What disqualifies a friend is having registered their phone number, completed verification, or made a transaction on Pluang before. Someone who installed the app but never registered can still join through your code, as long as they enter it on the registration page when they sign up. If your friend is unsure whether their number was registered before, they can ask Pluang Care.