What Is the Pluang Referral Program?

The Pluang referral program is an in-app promotion that rewards you and a friend when that friend joins Pluang with your referral code and meets the investment requirement. In the app it appears as Ajak Teman Bawa Cuan. As of September 2026, each successful referral gives you and your friend one reward each, with a chance of a cash reward of between Rp5,000 and Rp1,000,000, and you can earn rewards for up to 50 successful referrals. You get a referral code once you have completed Basic Verification. A referral succeeds when your friend, who must be new to Pluang, enters your code at registration, completes Basic Verification, makes a single investment of at least Rp1,000,000 in gold, crypto assets, US stocks, or ETFs (US- or IDX-listed), and keeps it for 45 days. After day 45, the reward is claimed from the referral banner and goes to your Saldo IDR for further investing.

The program at a glance:

• Who refers: any Pluang user who has completed Basic Verification
• Who is referred: someone new to Pluang, who has never registered their number, verified or transacted
• What your friend does: a single investment of at least Rp1,000,000, kept for 45 days, within 365 days of entering the code
• What you both get: one cash reward each, between Rp5,000 and Rp1,000,000
• How many: rewards for up to 50 successful referrals
• Where it goes: your Saldo IDR (IDR Cash), usable only for further investment on Pluang

Worked example. You share your code with a friend. They sign up with it, complete Basic Verification and buy Rp1,000,000 of gold in one transaction. They keep it for 45 days; even if its value dips below Rp1,000,000 in that time, the referral still counts because they did not sell. After day 45, you and your friend can each claim a reward. To get your code, open Account at the top right of the Home screen and tap the referral banner, as described in "How to Join the Pluang Referral Program and Share Your Referral Code".

Related questions:

Q: Is the Pluang referral program free to join?
Yes. There is no fee to join or to share your code; you need only a Pluang account with Basic Verification completed. The Rp1,000,000 in the rules is your friend's own investment, which stays in their portfolio as their asset. It is not a payment to Pluang or to you. Normal fees for the asset your friend buys still apply to that transaction.

Q: Is the Pluang referral reward guaranteed to be Rp1,000,000?
No. Rp1,000,000 is the top of the range. The terms describe the reward as a chance to receive a cash reward of between Rp5,000 and Rp1,000,000 for each successful referral, for you and for your friend. The amount can differ between referrals. It is also a promotional program: Pluang can change its terms at any time, although changes do not affect rewards you have already claimed.

Q: Where can I read the full terms of the Pluang referral program?
The full terms are on Pluang's referral page at pluang.com/referral, under Syarat & Ketentuan Program Referral Pluang; tap the arrow below the first point to expand the complete list. They set out who counts as a new user, the Rp1,000,000 single-transaction rule, the 45-day hold, the 365-day deadline, the cap of 50 rewarded referrals, and Pluang's right to cancel rewards for spamming or fraud.