When Can I Claim My Pluang Referral Reward?

Your Pluang referral reward is credited when you claim it, and you can claim it only after day 45, counted from the date your friend made their qualifying purchase. Nothing is credited automatically: you tap Claim on the referral page, and the reward then goes to your Saldo IDR (IDR Cash). The 45 days start from the qualifying purchase, not from registration or verification. That purchase is a single investment of at least Rp1,000,000 in gold, crypto assets, US stocks, or ETFs (US- or IDX-listed). If your friend signs up on day 1 and invests on day 10, the reward becomes claimable after day 55. During those 45 days your friend must keep the investment, or keep a portfolio worth at least Rp1,000,000. The purchase and the 45-day hold must both finish within 365 days of entering your code.

Key dates:

• Day of code entry — your friend enters your code at registration; the 365-day deadline starts here
• Purchase date — your friend makes one investment of at least Rp1,000,000; the 45 days start here
• After day 45 — the reward can be claimed from Account → referral banner (Ajak Teman Bawa Cuan) → Claim
• On claim — the reward goes to your Saldo IDR (IDR Cash)

Why 45 days. The holding period is one of the steps that make a referral valid. The terms' own example is a friend who buys gold on the first of a month and still holds it about six weeks later, which counts even if the gold's value has dipped, because the friend did not sell.

Related questions:

Q: Why is my Pluang referral reward not credited right after my friend invests?
Because the terms make the reward claimable only after day 45 from the qualifying purchase, not at the moment of investing. The referral page's shorthand of claiming once friends have invested refers to this: the investment starts the 45-day clock. Your friend needs to keep the investment, or a portfolio of at least Rp1,000,000, for the full period before either of you can claim.

Q: Does my Pluang referral reward arrive automatically after 45 days?
No. After day 45 the reward becomes claimable, but it is not paid automatically. Open Account at the top right of the Home screen, tap the referral banner, choose the friend who has met every requirement, and tap Claim. The reward then goes to your Saldo IDR. The terms do not say how long a claimable reward stays available, so check soon after each friend's day 45 has passed.

Q: Is there a deadline to claim my Pluang referral reward?
The terms set a deadline for the referral itself: the qualifying investment and 45-day hold must be done within 365 days of entering the code. They do not state a separate deadline for tapping Claim once a reward is claimable. Pluang can change the terms at any time, so it is safest to claim soon after day 45 rather than leaving a reward on the page.