How Does the Pluang Referral Program Work, Step by Step?
The Pluang referral program works in five stages: you share your code, your friend signs up with it, they invest, they hold that investment for 45 days, and then you both claim a reward. It starts once you have completed Basic Verification, which gives you a referral code under Account → referral banner (Ajak Teman Bawa Cuan). Your friend, who must be new to Pluang, enters that code on the registration page and completes Basic Verification. They then make a single investment of at least Rp1,000,000 in gold, crypto assets, US stocks, or ETFs (US- or IDX-listed), and keep it, or keep a portfolio of at least Rp1,000,000, for 45 days from the purchase date. The investment and the hold must be finished within 365 days of entering the code. After day 45, you and your friend each claim a reward into Saldo IDR, with a chance of receiving between Rp5,000 and Rp1,000,000 in cash.
The timeline:
- Stage 1 — Share. Complete Basic Verification, then copy your code or tap the share button on the referral page
- Stage 2 — Sign up. Your friend enters your code on the registration page. The 365-day clock starts on this date
- Stage 3 — Verify and invest. Your friend completes Basic Verification and makes one investment of at least Rp1,000,000 in gold, crypto assets, US stocks, or ETFs
- Stage 4 — Hold. They keep that investment, or a portfolio of at least Rp1,000,000, for 45 days from the purchase date
- Stage 5 — Claim. After day 45, each of you taps Claim on the referral page; the reward goes to Saldo IDR
If a stage fails. If your friend invests too little, or sells early and lets their portfolio fall below Rp1,000,000, they can repeat stages 3 and 4 with a new qualifying investment. The only limit is the 365-day deadline from stage 2, which is why the qualifying purchase needs to happen at least 45 days before that date.
Related questions:
Q: How long does a Pluang referral take from sign-up to reward?
At least 45 days after your friend's qualifying purchase, since that is how long the investment must be held before a reward can be claimed. Registration and Basic Verification come first, so the full journey is the time your friend takes to sign up, verify and invest, plus 45 days. The outer limit is 365 days from the day they entered your code.
Q: When does the Pluang referral 365-day deadline start?
It starts on the date your friend enters your referral code, which happens on the registration page. From that date, the qualifying investment of at least Rp1,000,000 and the 45-day hold must both be completed within 365 calendar days. If they are not, the terms treat the referral as expired and invalid, and neither of you receives a reward from it.
Q: Do I need to do anything while my friend completes the Pluang referral steps?
Nothing is required from you until the claim. It helps to tell your friend the rules early: one transaction of at least Rp1,000,000, in gold, crypto assets, US stocks, or ETFs, kept for 45 days. After day 45, open the referral page and tap Claim for that friend. Your friend claims their own reward the same way, from their own account.