What Assets Can I Purchase After Verifying Indonesian Assets?
Completing Indonesian Asset Verification on Pluang unlocks two asset classes, though which ones depend on your citizenship: Mutual Funds become available to every approved user, Indonesian citizen (WNI) or foreign national (WNA) alike, giving access to Pluang's Money Market, Fixed Income, and Equity mutual fund products from licensed Investment Managers. Indonesian Stocks — trading on the 950+ IDX-listed equities available through Pluang — become available only to WNI, since Indonesian Stocks access through this verification tier is not currently open to WNA. A WNI who completes this verification gets both products unlocked simultaneously, along with an RDN (Rekening Dana Nasabah) opened automatically at Bank Jago or BCA to support stock trading. A WNA who completes the same verification gains Mutual Fund access only, using any active bank account in their own name for fund proceeds instead of an RDN.
What gets unlocked, by citizenship:
| Asset | Unlocked for WNI | Unlocked for WNA |
|---|---|---|
| Mutual Funds | Yes | Yes |
| Indonesian Stocks | Yes — RDN opened automatically | No — not currently available |
- Mutual Funds: Money Market, Fixed Income, and Equity funds from licensed Investment Managers, part of Pluang's 80+ mutual fund product lineup
- Indonesian Stocks: 950+ IDX-listed equities, traded on Bursa Efek Indonesia (BEI) and cleared through KPEI
- No separate application is needed for either product — both appear unlocked in your Pluang app the moment your verification is approved
- Global & Yield Asset Verification (Tier 3) is a separate step required for US Stocks and US Stock Options — it is not unlocked by Indonesian Asset Verification
Related questions:
Q: Can I start trading Mutual Funds and Indonesian Stocks immediately after approval?
Yes. As soon as your Indonesian Asset Verification is approved, both products (or just Mutual Funds, if you're a WNA) appear active in your Pluang app with no further waiting period or extra step. For WNI users, your RDN is also ready to use right away, since it's opened automatically at the same time your verification clears.
Q: Does Indonesian Asset Verification also unlock US Stocks?
No. US Stocks, US Stock Options, and other US-market products require a separate verification tier called Global & Yield Asset Verification (Tier 3), which only requires Basic Verification as a prerequisite — Indonesian Asset Verification is not required for it. You can complete the tiers in either order or independently, depending on which products you want access to.
Q: As a WNA, will I ever be able to access Indonesian Stocks?
Not currently. Indonesian Stocks access through Indonesian Asset Verification is limited to Indonesian citizens (WNI) as of now, and this article will be updated if that policy changes. In the meantime, a WNA who completes this verification can still access the full range of Pluang's Mutual Fund products without restriction.
Q: Do I need to complete a separate step to open my RDN?
No. If you're a WNI applying for Indonesian Stocks access, your RDN is created automatically the moment your Indonesian Asset Verification is approved — there's no separate registration form, fee, or waiting period to open it. A WNA does not receive an RDN at all, since Indonesian Stocks trading isn't available to WNA.