What Is the Minimum to Buy Gold on Pluang?
The minimum to buy gold on Pluang is Rp10,000, which is also shown as 0.01 gram, so you can start without saving up for a full gram. You can enter the amount in Rupiah or in grams; a Rupiah amount is converted to grams at the price shown. You always pay the buy price. The figure at the top of the buy screen is the mid price, the midpoint between the buy and sell price, shown as a reference that sits close to the real prices rather than the price you pay. The actual buy price, together with the 0.15% third-party fee and the 11% VAT on it, appears on the review screen after you tap "Review Purchase", and nothing is bought until you swipe up to confirm. No fixed maximum amount per transaction is published; purchases are subject to your account verification.
Buying gold at a glance
| Item | Detail |
|---|---|
| Minimum purchase | Rp10,000 (0.01 gram) |
| Enter the amount in | Rupiah or grams |
| Price you pay | The buy price, shown on the review screen |
| Figure at the top of the buy screen | The mid price, a reference only |
| Fees | 0.15% third-party fee plus 11% VAT on that fee |
| Where your gold goes | Your Pluang Gold balance, in grams, once the order is processed |
Why your holding shows less than you paid right after buying. Your holding is valued at the mid price, which is lower than the buy price you paid. Straight after a purchase, the difference shows as a small gap even if the gold price has not moved. It is the spread, not a loss of gold: your grams stay the same, and the value moves with the gold price from there.
How to buy. Open Search → Gold → "Buy", enter the amount, tap "Review Purchase", check the details, then swipe up. The guide “How to buy gold on Pluang” (GOLD-TXN-HT-001) shows every step.
Related questions:
Q: Can I buy less than 1 gram of gold on Pluang?
Yes. You can buy from Rp10,000, also shown as 0.01 gram, and keep adding small amounts whenever you like, one purchase at a time or automatically with Auto Invest from Rp20,000 per purchase. There is no need to reach a full gram first. Whole grams matter only if you want to withdraw physical gold, which starts from 1 gram, so small purchases can build up over time to a bar you take home later.
Q: Is the price at the top of the buy screen the price I pay?
No. That figure is the mid price, the midpoint between the buy and sell price. It is a reference that sits close to the real prices, and it is also the price used to value your holding, but you never buy or sell at it. When you buy, you pay the buy price, which is higher. You can see the exact buy price, the fee and the tax on the review screen after tapping "Review Purchase", before you swipe up to confirm.
Q: Why does my gold show less than I paid right after buying?
Because you pay the buy price, while your holding is valued at the mid price, which is lower. The gap between them is part of the spread, so it appears straight after every purchase even when the gold price has not moved. Your grams are exactly what you bought and are not reduced. From that point the value of your holding follows the mid price, so it rises when the gold price rises and falls when it falls.
Q: What fees apply when I buy gold?
A 0.15% third-party fee on the purchase, which goes to ICDX and ICH, the exchange and clearing house that record and guarantee the trade, plus 11% VAT on that fee. Separately, the buy and sell price differ by the spread, which is built into the prices rather than charged as a fee. Both the fee and the tax appear on the review screen before you confirm, so you can see what you pay. The article “What are Pluang gold fees?” (GOLD-PROD-G-002) covers every gold fee.