What Are Pluang Gold Fees?
Pluang gold fees depend on what you do: buying gold carries a 0.15% third-party fee, paid to Bursa Komoditi dan Derivatif Indonesia (ICDX) and Indonesia Clearing House (ICH), which record and guarantee the trade, plus 11% VAT (PPN) on that fee. Selling gold carries no third-party fee. The buy and sell price also differ by the spread, which is built into the prices you see before you confirm rather than charged as a separate fee. A storage fee of 0.01 gram a month applies only if your account has been dormant for 6 months while you still hold gold, and Pluang Plus members are exempt. Withdrawing physical gold carries its own printing, shipping and 3% insurance fees, deducted from your balance in grams. These fees are as of September 2026 and can change; the review screen always shows the exact fee and tax before you swipe up to confirm.
Pluang gold fees at a glance (as of September 2026)
| Fee | Amount | When it applies |
|---|---|---|
| Third-party fee (buy) | 0.15% of the purchase | Every gold purchase; goes to ICDX and ICH |
| VAT (PPN) | 11% of the third-party fee | Charged on the 0.15% fee, not on the value of the gold |
| Third-party fee (sell) | None | Gold sales carry no third-party fee |
| Spread | Built into the buy and sell price | Every purchase and sale; visible as the gap between the buy and sell price |
| Storage fee | 0.01 gram per month, on the 1st | Only after 6 months of dormancy while holding gold; Pluang Plus exempt (see GOLD-PROD-G-015) |
| Physical withdrawal | Printing fee per bar (from Rp575,000 for 1 gram), shipping, and 3% insurance | Only when you withdraw physical gold; converted to grams at the sell price (see GOLD-TXN-G-009) |
| Gold instalment (Cicilan Emas) | No admin fee and no late fee; interest applies | Only on instalments; the interest is included in the simulation before you confirm |
Worked example (illustrative). On a Rp1,000,000 purchase, the 0.15% third-party fee is Rp1,500 and the 11% VAT on it is Rp165, so the fee and tax come to Rp1,665. The review screen shows the exact amounts for your own transaction.
Why selling costs nothing extra. The third-party fee applies to purchases only. On a sale, the cost is already inside the price: you sell at the sell price, which is below the buy price because of the spread.
Where to check before you pay. Open Search → Gold → Buy, enter an amount and tap "Review Purchase": the review screen lists the price, the fee and the tax. The guide “How to buy gold on Pluang” (GOLD-TXN-HT-001) shows every step.
Related questions:
Q: Is there a fee when I sell gold on Pluang?
No third-party fee applies when you sell. The 0.15% third-party fee and the VAT on it are charged on purchases only. What shapes your sale proceeds is the spread: you sell at the sell price, which is lower than the buy price, and the review screen shows the price and the amount you will receive before you swipe up to confirm. The proceeds go to your Rupiah balance in the app once the sale is complete.
Q: Who receives the 0.15% fee, and is VAT added?
The 0.15% goes to ICDX, the commodity exchange where your gold transaction is recorded, and ICH, the clearing house that guarantees it, so it is a third-party fee rather than a Pluang commission. 11% VAT (PPN) is added on that fee, calculated on the fee amount and not on the value of your gold. On a Rp1,000,000 purchase that is Rp1,500 in fee and Rp165 in VAT, and both appear on the review screen before you confirm.
Q: How do I avoid the gold storage fee?
Stay active. The fee of 0.01 gram a month is charged on the 1st only to users who have been dormant for 6 months and still hold gold. One qualifying activity in that period is enough: for example buying or selling gold, US Stocks, Crypto, Options or Crypto Futures, buying or selling through a Pocket, paying a gold instalment, converting between USD and IDR, or a successful IDR or USD top up. Pluang Plus members are exempt. See “Is There a Storage Fee for Pluang Gold?” (GOLD-PROD-G-015).
Q: What does it cost to withdraw physical gold?
You pay a printing fee per bar, which as of September 2026 starts at Rp575,000 for a 1 gram bar, plus a shipping cost that depends on your address and insurance of 3% of the value of the gold withdrawn. All three are converted to grams at the current sell price and deducted from your gold balance, so your balance must cover the bar plus the fees. Fees can change, and the app shows the final amount before you pay. See GOLD-TXN-G-009 for every bar size.