What can I invest in on Pluang, and from how much?
On Pluang, you can invest in seven asset classes from one app: crypto, Crypto Futures, US stocks and ETFs, US Stock Options, Indonesian stocks, mutual funds and digital gold. By Pluang's own count, they add up to 2,000+ assets, and some start from Rp10,000 or US$1. Each product runs through its own licensed Indonesian company (PT), supervised by Indonesia's Financial Services Authority (OJK) or the Commodity Futures Trading Regulatory Agency (Bappebti), as the table below shows. All of them sit in one Pluang account. Everyone starts with Basic Verification, and further verification steps unlock Indonesian stocks, mutual funds and the US markets without a new registration. Commodities, a leveraged product on gold, silver and oil prices, is currently open to a limited number of users. Starting amounts differ because some products are bought in rupiah, some in US dollars and some in lots or contracts. The value of every investment can go up or down, and past performance does not guarantee future results.
Pluang products at a glance
| Product | What it is | Licensed company and regulator | Verification needed | Starting amount |
|---|---|---|---|---|
| Crypto | Spot trading in hundreds of crypto assets, paired with rupiah (IDR) | PT Bumi Santosa Cemerlang, Digital Financial Asset Trader, OJK | Basic Verification | Rp10,000 |
| Crypto Futures | Perpetual futures contracts on crypto prices, with leverage, paired with USDT | PT Bumi Santosa Cemerlang, Digital Financial Asset Trader, OJK | Verification shown in the app, plus a product knowledge test¹ | The minimum contract size, which varies by contract |
| US stocks & ETFs | 650+ stocks and 50+ ETFs listed on NYSE and NASDAQ, including fractional shares | PT PG Berjangka, Financial Derivatives Trading Intermediary, OJK | Global & Yield Asset Verification | US$1 |
| US Stock Options | Call and put options on US stocks and ETFs | PT PG Berjangka, Financial Derivatives Trading Intermediary, OJK | Global & Yield Asset Verification | One contract, which covers 100 shares |
| Indonesian stocks | 950+ stocks listed on the Indonesia Stock Exchange (IDX) | PT Pluang Maju Sekuritas, Securities Company (KEP-196/PM/1992), with PT Sarana Santosa Sejati, Level II Securities Brokerage Marketing Partner (4/PM.02/STTD/MPPPE/2024), OJK | Indonesian Asset Verification, for Indonesian citizens; your RDN opens automatically | 1 lot (100 shares) at the market price |
| Mutual funds | 80+ Indonesian mutual funds across risk profiles | PT Sarana Santosa Sejati, Mutual Fund Selling Agent (APERD), OJK | Indonesian Asset Verification | Set by each fund, shown in the app |
| Gold | Digital gold stored as physical gold, which you can withdraw as a bar from 1 gram | PT Pluang Emas Sejahtera, Digital Physical Gold Trader, Bappebti | Verification shown in the app | Rp10,000 |
| Commodities² | Leveraged contracts on gold, silver and Brent crude oil prices, Long or Short | PT PG Berjangka, futures broker (SPAB/169/BBJ/10/2018), Bappebti | Global & Yield Asset Verification | 1 lot; the margin needed moves with the live price |
¹ If you traded Crypto Futures on Pluang before 25 September 2026, you do not need to take the test. ² Currently open to a limited number of users, in the app only.
Pluang also offers five sharia gold ETFs listed on the IDX, which trade in lots of 100 units.
Each verification step builds on Basic Verification, and Global & Yield Asset Verification does not require Indonesian Asset Verification first. Each step usually takes up to 1–2 business days to review.
Risk: Crypto Futures, Options and Commodities are derivatives and carry higher risk than holding the asset itself. Crypto Futures and Commodities use leverage, which magnifies losses as well as gains.
To spread your money across asset classes, see Pluang Akademi's guide to diversification (in Indonesian).
Related questions
Q: Can I invest in several asset classes from one Pluang account?
Yes. Every product sits in the same Pluang account, so you don't need a separate registration or app for each one. Basic Verification is the starting point for everyone. Indonesian Asset Verification then adds mutual funds and, for Indonesian citizens, Indonesian stocks with an RDN opened in your name. Global & Yield Asset Verification adds US stocks, ETFs and Options. You can complete either of these two steps first.
Q: Does Pluang offer leveraged trading?
Yes, on some products. Crypto Futures offers leverage of up to 25x on most contracts, Commodities uses a fixed leverage level for each instrument, and US stocks can also be traded with leverage. Leverage magnifies losses as well as gains. On Crypto Futures and Commodities, a position is closed automatically (liquidated) when your margin runs too low, so read each product's risk information before you trade.
Q: Do I receive dividends from US stocks on Pluang?
Yes. If you hold a US stock on or before its cum date, you are entitled to the dividend when the company pays one. It is usually credited one day after the payable date, and in some cases up to seven days after. Tax is withheld before it reaches you: 15% on unleveraged positions and 30% on leveraged positions. No tax slip is issued, so you report the dividend in your annual tax return yourself.
Q: Can foreign nationals invest on Pluang?
Yes. Foreign nationals (WNA) register with a valid passport from their home country, and US citizens also submit a FATCA form. WNA can invest in crypto, gold, mutual funds, US stocks and ETFs, and US Stock Options once they complete the verification each product needs. Indonesian stocks are not currently available to WNA, so no RDN is opened for them. For mutual fund proceeds, WNA need a bank account in their own name.
Last updated: 27 October 2026