What Are the Pros and Cons of Investing on Pluang?
Pluang's main pros are seven asset classes in one account, starting amounts from Rp10,000, and optional advanced tools; its main cons are extra verification for some products, fees that differ by product, and the risk of leveraged products. US stocks on Pluang are financial derivative contracts that follow the share price, so price movements and dividends pass through to you but shareholder voting rights do not. Indonesian stocks are not available to foreign nationals, and Commodities is open only to a limited group of users. Investment values can go up or down, and past performance does not guarantee future results.
Pros and cons at a glance
| Topic | Pro | Con |
|---|---|---|
| Range | 2,000+ assets across seven asset classes in one account | Commodities is open only to a limited group of users |
| Starting amount | From Rp10,000 for crypto and gold, and US$1 for US stocks | Indonesian stocks trade in lots of 100 shares, so the minimum depends on the price |
| Verification | One registration covers every product | Indonesian stocks, mutual funds and the US markets each need a further verification step, usually reviewed within 1–2 business days |
| Fees | Published for every product on pluang.com/biaya | Fees differ by product, and crypto, gold and Commodities prices include a spread |
| US stocks | Fractional shares, and a 24-Hour Market for stocks marked "24" | A derivative contract without voting rights; converting IDR to USD costs 0.25% plus 11% VAT on that fee |
| Leverage | Available on Crypto Futures, US stocks and Commodities | Magnifies losses as well as gains, and positions can be closed automatically when margin runs too low |
| Foreign nationals | Crypto, gold, mutual funds and the US markets are available | Indonesian stocks are not available |
Each product runs through its own licensed company supervised by OJK or Bappebti. The company and licence behind each product are listed on Pluang's licences page.
Learn more: fees for each product on Pluang and Pluang's licences and permits.
Related questions:
Q: Are fees the same for every product on Pluang?
No. Each product has its own fee structure: a trade can carry Pluang's transaction fee, exchange or clearing fees, tax and, for some products, a spread built into the price. Check the fee overview for the product you plan to use, and the breakdown in the app before you confirm.
Q: Do I own the US shares I buy on Pluang?
Not directly. Your position is a financial derivative contract through PT PG Berjangka that follows the price of the US stock. Price movements and dividends pass through to you, but shareholder voting rights do not.
Q: Can foreign nationals use every product on Pluang?
Not every product. Foreign nationals (WNA) can invest in crypto and gold after Basic Verification, in mutual funds after Indonesian Asset Verification, and in US stocks and Options after Global & Yield Asset Verification. Indonesian stocks are not currently available to WNA.
Q: Which Pluang products carry higher risk?
Crypto Futures, US Stock Options and Commodities are derivatives and carry higher risk than holding the asset itself. Crypto Futures, leveraged US stocks and Commodities use leverage, which magnifies losses as well as gains, and a position can be closed automatically when margin runs too low.
Last updated: 6 November 2026