Is Pluang Free to Use, or Are There Subscription Fees?
Opening a Pluang account and using the app is free: there is no subscription or membership fee, and you mainly pay fees when you trade, top up or withdraw, depending on the product and method. Two charges can apply without a trade: a gold storage fee of 0.01 gram a month after 6 months with no qualifying activity, and a daily leverage fee on leveraged US stock positions held overnight. Pluang Plus is not a paid subscription: membership is automatic and free once your Net Investment Value reaches Rp100,000,000, and it lowers some fees.
What is free and what is charged on Pluang
| Item | Cost |
|---|---|
| Downloading the app and opening an account | Free |
| Pluang Plus membership | Free; automatic from Rp100,000,000 Net Investment Value |
| Buying and selling | Transaction fees, exchange or clearing fees, tax and, for some products, a spread, depending on the product |
| Top up and withdrawal | Depends on the method and the balance you use |
| Gold storage | 0.01 gram a month after 6 months with no qualifying activity; Pluang Plus members are exempt |
| Leveraged US stocks held overnight | Daily leverage fee |
The fees for an order are shown in the app before you confirm. Some products also run promotional rates for new users, valid for a limited period and subject to terms.
Learn more: Pluang's fees for each product and Pluang Plus benefits.
Related questions:
Q: Do I have to pay to download the Pluang app?
No. Downloading the app and opening an account are free. Fees apply when you trade, top up or withdraw, depending on the product and the method.
Q: Does Pluang charge a monthly or annual membership fee?
No. Pluang has no subscription or membership fee. You pay transaction-related fees for the products you use, and the fee for each order is shown in the app before you confirm.
Q: Do I have to pay for Pluang Plus?
No. Pluang Plus membership starts automatically, with no application or fee, once your Net Investment Value reaches Rp100,000,000. Members get benefits such as a 0.2% US stock transaction fee instead of 0.3%, a lower daily leverage fee, a higher USD Yield rate and a priority service line.
Q: Will I be charged for holding a Pluang account without trading?
Usually not. The exceptions are gold, which carries a storage fee of 0.01 gram a month after 6 months with no qualifying activity (Pluang Plus members are exempt), and leveraged US stock positions held overnight, which pay a daily leverage fee.
Last updated: 6 November 2026