Are There Mutual Funds on Pluang, and Which Ones Can I Buy?
Yes, there are mutual funds on Pluang: as of September 2026, Pluang offers 80+ Indonesian mutual funds across different risk profiles, grouped by type in the Pluang app. The categories are money market, fixed income, equity and balanced mutual funds, and the range includes sharia funds and several USD-denominated funds. Because the line-up can change, the current full list is always shown in the Pluang app, where each fund has its own asset page with its product type, risk level, AUM and its Prospectus and Fund Fact Sheet. Mutual funds on Pluang are distributed by PT Sarana Santosa Sejati, an OJK-licensed Agen Penjual Efek Reksa Dana (APERD). Each fund is managed by its own Investment Manager, its assets are held by a licensed custodian bank supervised by OJK, and KSEI (PT Kustodian Sentral Efek Indonesia) acts as the transaction guarantor. To buy any of these funds, you first need to complete Indonesian Asset Verification.
- Number of funds: 80+ Indonesian mutual funds, as of September 2026.
- Categories: Money market, fixed income, equity and balanced mutual funds.
- Also available: Sharia mutual funds and several USD-denominated mutual funds.
- Distributor: PT Sarana Santosa Sejati, an Agen Penjual Efek Reksa Dana (APERD) licensed by OJK.
- Custody: Each fund's assets are held by a licensed custodian bank supervised by OJK.
- Transaction guarantor: PT Kustodian Sentral Efek Indonesia (KSEI).
- Fund details: Each fund's asset page shows its product type, risk level, AUM, 1-year volatility, Sharpe ratio and maximum drawdown. Scroll to the bottom of the page and tap "Prospectus" to read its Prospectus and Fund Fact Sheet.
- Where to buy: In the Pluang app only, not on Web Trading. Step-by-step guide: "Langkah-langkah pembelian Reksa Dana di Pluang".
Related questions:
Q: Is there a money market fund on Pluang?
Yes. Money market is one of the four mutual fund types on Pluang, alongside fixed income, equity and balanced funds. As of September 2026, examples include Pinnacle Money Market Fund and Sucorinvest Sharia Money Market Fund, and the app always shows the current line-up. A money market fund carries lower risk than an equity fund, but its NAB per unit can still go down and its returns are not guaranteed.
Q: Are there USD or sharia mutual funds on Pluang?
Yes. As of September 2026, the mutual fund range on Pluang includes sharia funds and several USD-denominated funds alongside rupiah funds. Note that USD mutual funds cannot be switched yet, so moving out of a USD fund means selling it rather than switching it to another fund.
Q: How do I see the full list of mutual funds on Pluang?
Open the mutual fund section in the Pluang app, where funds are grouped by type. The app always shows the current line-up, which is 80+ funds as of September 2026. Tap any fund to open its asset page, which shows its product type, risk level and AUM, and scroll to the bottom to open its Prospectus and Fund Fact Sheet.
Q: How do I buy mutual funds on Pluang?
First complete Indonesian Asset Verification in the Pluang app under Account → Identity Verification → Indonesian Asset Verification. Review takes 1–2 business days, and it is open to both Indonesian citizens (WNI) and foreign nationals (WNA). You also need an active bank account in your own name, because mutual fund sale proceeds are sent to that account. Then search for the fund, tap "Beli" and choose GoPay or Virtual Account as the payment method, following the guide "Langkah-langkah pembelian Reksa Dana di Pluang". Mutual funds can only be bought and sold in the Pluang app: they are not available on Web Trading, and they cannot be traded through Agentic Trading either.
Q: Who is responsible for the mutual funds I buy on Pluang?
PT Sarana Santosa Sejati distributes mutual funds on Pluang as an OJK-licensed Agen Penjual Efek Reksa Dana (APERD). Each fund is managed by its own Investment Manager, its assets are held by a licensed custodian bank supervised by OJK, and PT Kustodian Sentral Efek Indonesia (KSEI) acts as the transaction guarantor.