What Is the Minimum Amount to Buy or Sell a Mutual Fund on Pluang?
As of September 2026, the minimum amount to sell a mutual fund on Pluang is Rp100,000 per sale, while the minimum amount to buy is set for each fund: every mutual fund has its own minimum purchase amount, and each purchase you make has to meet that fund's minimum, not only your first one. The purchase amount also decides how you pay: purchases below Rp100,000,000 can be paid with GoPay or Virtual Account, and purchases of Rp100,000,000 and above are paid by Bank Transfer. Pluang charges an admin fee on GoPay purchases (Rp4,500 per transaction) and Virtual Account purchases (Rp5,500 per transaction), plus 11% VAT on that fee. If you move money between funds by switching instead, the minimum is 105% of the target fund's minimum purchase or minimum ownership. There is no minimum holding to receive a dividend from a dividend-paying fund.
| Transaction | Minimum (as of September 2026) | Notes |
|---|---|---|
| Sell | Rp100,000 per sale | Enter the rupiah amount you want to sell, then tap "Tinjau Order" |
| Buy | Each fund's own minimum purchase amount | Applies to every purchase, not only the first |
| Switch | 105% of the target fund's minimum purchase or minimum ownership | Example: a target fund with a Rp1,000,000 minimum purchase needs a switch of at least Rp1,050,000 |
| Holding units to receive a dividend | No minimum | Any number of units held on the cum date qualifies |
- Payment method by amount: Below Rp100,000,000, pay with GoPay or Virtual Account. Rp100,000,000 and above, pay by Bank Transfer. A Virtual Account must be paid within 24 hours of choosing the payment method.
- Admin fee (in effect since 15 May 2025): Rp4,500 per transaction for GoPay and Rp5,500 per transaction for Virtual Account, plus 11% VAT on the admin fee.
- Before you buy: Complete Indonesian Asset Verification under Account → Identity Verification → Indonesian Asset Verification. Mutual funds are bought and sold in the Pluang app only.
- Step-by-step guides: "Langkah-langkah pembelian Reksa Dana di Pluang" for buying and "Cara Menjual Reksa Dana" for selling.
Related questions:
Q: What is the minimum sale amount for a mutual fund on Pluang?
Rp100,000 per sale, as of September 2026. In the app, open your Portfolio, choose the fund, tap "Jual", enter the amount you want to sell (at least Rp100,000) and tap "Tinjau Order". On that page you choose the bank that receives your proceeds, which reach your account within a maximum of 7 business days.
Q: What is the minimum to buy a mutual fund, and does it apply to every purchase?
It depends on the fund: each mutual fund has its own minimum purchase amount, and every purchase you make has to meet that fund's minimum, including purchases into a fund you already own. Holding is different: there is no minimum number of units you need to keep to receive a dividend, and the dividend units you receive are usually worth less than the fund's minimum purchase.
Q: Which payment method do I use for a large mutual fund purchase?
Bank Transfer, for purchases of Rp100,000,000 and above. For purchases below Rp100,000,000, you can pay with GoPay or Virtual Account, with a Pluang admin fee of Rp4,500 or Rp5,500 per transaction respectively, plus 11% VAT on that fee. If you choose Virtual Account, you get a Virtual Account number and must transfer the total within 24 hours of choosing the payment method.
Q: What is the minimum amount for switching mutual funds?
At least 105% of the target fund's minimum purchase or minimum ownership. For example, if the fund you are switching into has a minimum purchase of Rp1,000,000, you must switch at least Rp1,050,000. Switching is free, works only between funds managed by the same investment manager, and USD mutual funds cannot be switched yet.