Which Mutual Fund Categories Can Be Switched on Pluang?
On Pluang, you can switch into four mutual fund categories: money market funds, fixed income funds, equity funds and balanced funds. USD mutual funds cannot be switched yet. Switching is often used to move between these categories, for example from a money market fund to an equity fund, but both funds must be managed by the same investment manager. Being in an eligible category does not make every fund switchable: some funds cannot be switched even within the same investment manager, so check the product-by-product list, which as of September 2026 covers 37 funds from 8 investment managers. The Pluang app only displays the products you can switch to based on your balance. The switch itself is free, must be at least 105% of the target fund's minimum purchase or minimum ownership, uses the 13:00 WIB cut-off time and takes a maximum of 2 business days.
| Mutual fund category | Can you switch into it? |
|---|---|
| Money market funds | ✅ Yes |
| Fixed income funds | ✅ Yes |
| Equity funds | ✅ Yes |
| Balanced funds | ✅ Yes |
| USD mutual funds | ❌ Not yet |
- Same investment manager: The fund you switch from and the fund you switch into must be managed by the same investment manager, whatever their category.
- Not every fund in a category: Some funds cannot be switched even within the same investment manager. As of September 2026, 27 of the 37 funds on Pluang's switching list are available for switching.
- USD funds on the list: As of September 2026, all four USD funds on the list are not available for switching: Batavia Global ESG Sharia Equity USD, Bahana US Opportunity Sharia Equity USD, Eastspring Syariah Equity Islamic Asia Pacific USD Kelas A and Eastspring Syariah Greater China Equity USD Kelas A.
Related questions:
Q: Can I switch USD mutual funds on Pluang?
Not yet. USD mutual fund switching is not available on Pluang, so you cannot switch out of or into a USD fund. As of September 2026, this covers the four USD funds on Pluang's switching list: Batavia Global ESG Sharia Equity USD, Bahana US Opportunity Sharia Equity USD, Eastspring Syariah Equity Islamic Asia Pacific USD Kelas A and Eastspring Syariah Greater China Equity USD Kelas A.
Q: Can I switch between categories, for example from a money market fund to an equity fund?
Yes, as long as both funds are managed by the same investment manager. Switching is usually done between funds in different asset classes, for example moving from a money market fund to an equity fund when the market is rising, or back to a money market fund when it is falling. The target fund must be in one of the four eligible categories and available for switching.
Q: If a fund is in an eligible category, can I always switch into it?
No. Some funds cannot be switched even when they are in an eligible category and under the same investment manager as your current fund. The Pluang app only displays the products you can switch to based on your balance, and Pluang's product-by-product switching list shows, as of September 2026, which 27 of 37 listed funds are available for switching.
Q: Is there a minimum amount for switching into another category?
Yes. For every mutual fund category that can be switched, the amount you switch must be at least 105% of the target fund's minimum purchase or minimum ownership. For example, if the target fund's minimum purchase is Rp1,000,000, the minimum switching amount is Rp1,050,000. Only your Available Units, meaning units not in the process of being bought or sold, can be switched.