Is IDR Yield taxed?

Pluang does not withhold tax from IDR Yield, as of October 2026, so the yield credited to your IDR Cash is the full amount calculated, with nothing deducted. That does not make it tax-free: you are responsible for reporting the IDR Yield you receive yourself, in your annual tax return (SPT Tahunan). Each payment appears in your transaction history as IDR Cash Yield, with the month it was earned for and the amount, so you can add up what you received during the year. Pluang also charges no fee to take part in IDR Yield. If you are unsure how to report it, check with a tax adviser or your tax office (KPP).

IDR Yield and tax

Related questions

Q: Why isn't tax deducted from my IDR Yield?
Under the current rules, Pluang does not withhold tax from IDR Yield, so you receive the full calculated amount. The IDR Yield terms allow Pluang to withhold tax only where the law requires it. Until then, the yield reaches you in full and reporting it is your responsibility, in the same way as other income on which no tax has been deducted at source.

Q: How do I find out how much IDR Yield I received in a year?
Open your transaction history and look for the entries named IDR Cash Yield; each one shows the amount and the month it was earned for. Add up the payments credited during the year. Your portfolio also shows the yield you have received, with IDR Yield listed separately from USD Yield, which helps if you need to report the two separately.

Q: Is any fee deducted from my IDR Yield?
No. Pluang charges no fee to take part in IDR Yield and deducts nothing from the payment, so the full calculated amount, rounded down to the whole rupiah, lands in your IDR Cash. Fees for other services still apply as usual, such as the withdrawal fee from your second withdrawal in a calendar month or the 0.25% fee on IDR–USD conversions.

Last updated: 14 October 2026