Who can earn IDR Yield on Pluang?
You can earn IDR Yield on Pluang if you meet three requirements: your Pluang account is active, you have completed Global & Yield Asset Verification, and you have activated IDR Yield in the app. Once all three are in place, the money in your IDR Cash starts earning from the day you activate, at 2.5% per year if you are a Pluang Plus member or 1% per year if you are a regular user, as of October 2026. Regular users and Pluang Plus members can both join; membership only changes the rate. There is no minimum balance to qualify. Two situations pause or stop your yield: nothing is earned while your account is suspended or restricted, and your participation ends automatically if your Pluang account is closed.
Requirements checklist
- An active Pluang account that is not suspended or restricted
- Global & Yield Asset Verification completed
- IDR Yield activated in the Pluang app
- Money in your IDR Cash at 23:59 WIB
Global & Yield Asset Verification is the same verification that gives you access to US Stocks. You can start it from Account → Identity Verification → Global & Yield Asset Verification.
Related questions
Q: I already completed verification for US Stocks. Do I need to verify again?
No. Global & Yield Asset Verification is the same verification used for US Stocks, so if you already trade US Stocks on Pluang, you have it. You only need to activate IDR Yield, which is a separate step: it is not switched on by your verification or by activating USD Yield. Once you activate it, your IDR Cash balance starts earning from that day.
Q: Can I see the IDR Yield rate before I am verified?
Yes. You may see IDR Yield and its rate in the app before you are verified, sometimes shown as "up to 2.5%". Seeing the rate does not mean you are earning. Yield only starts once you have completed Global & Yield Asset Verification and activated IDR Yield, and nothing is earned for the days before you activate.
Q: Do I need to be a Pluang Plus member?
No. Regular users and Pluang Plus members can both earn IDR Yield; membership only decides the rate. Regular users earn 1% per year and Pluang Plus members earn 2.5% per year, as of October 2026. Pluang Plus is automatic once your Net Investment Value reaches Rp100,000,000, and your rate switches on the day your status changes.
Q: What happens to my yield if my account is suspended?
No IDR Yield is earned while your account is suspended or restricted, though yield earned before then remains yours. If your Pluang account is closed, your participation ends automatically. Note also that if your IDR Cash account is not active on the payment date, the yield for that period, including amounts already accrued, is not paid.
Last updated: 14 October 2026