Can the AI Agent Withdraw or Transfer Funds Out of My Account?

No — an AI agent connected through Pluang Agentic Trading cannot withdraw or transfer funds out of your Pluang account. The agent's permitted actions are scoped to checking your portfolio and live prices, and placing buy and sell orders for supported assets (currently US Stocks and Crypto). Withdrawing or moving money out of your account sits outside that scope entirely, no matter how the instruction is phrased.

This mirrors standard industry practice for API- and agent-driven trading access: trading permissions and withdrawal permissions are always issued as two separate grants, and withdrawal is typically excluded from the connection altogether or gated behind extra in-app verification (PIN, OTP, or 2FA) that Pluang controls directly.

Note: this reflects the expected, standard safety design for Agentic Trading's permission model and is pending final confirmation against Pluang's launched permission scopes.

Why this boundary exists:

• Checking balances/prices and placing trades is one permission tier; moving funds out of the platform is a separate, higher-risk tier — they are never bundled together.
• Withdrawal requests go through Pluang's existing account-side verification (PIN/biometrics, then 2FA/Authenticator) — an external agent connection has no path to complete that verification.
• This applies regardless of how the agent is instructed — the connection has no withdrawal function to call, whether or not you ask for one.

Related questions:

Q: What can the AI agent do with my money, if not withdraw it?
It can place buy and sell orders for supported assets using funds already inside your account — it cannot move funds out to a bank account, e-wallet, or external address.

Q: Could a compromised agent connection be used to drain my account?
Since withdrawal isn't part of the connection's permitted actions, that specific attack path is expected to be closed by design — still treat agent access with the same caution as any account credential.

Q: Does this mean my account is completely safe from unauthorized trades?
Not entirely — this only addresses whether funds can leave your account, not whether every trade instruction is risk-free.

Q: Can I enable withdrawal access for the agent if I want to?
No, it's a structural boundary, not a toggle you can turn on.

Q: How do I withdraw funds after the agent trades for me?
Manually, through the standard in-app Cashout flow with its existing PIN/OTP/2FA verification — the agent has no role in that process.