Buy & Sell Panin Financial Tbk. - PNLF Share Price Today
Quarterly
Yearly
Income Statement
Revenue
Net Profit
Net Loss
Profit margin %
Q4
’24
Q1
’25
Q2
’25
Q3
’25
Q4
’25
| Item | Q4 2025 | Y/Y Change |
| Revenue | Rp11.94T | -12.78% |
| Cost of Revenue | Rp7.36T | -22.75% |
| Gross Profit | Rp4.59T | +7.81% |
| General Expenses, Depreciation, Interest | Rp0 | - |
| Operating Profit | Rp4.59T | +7.81% |
| Other Income | Rp0 | - |
| EBT | Rp4.59T | +7.81% |
| Taxes | -Rp1.08T | +34.9% |
| Net Income | Rp2.22T | +39.84% |
Balance Sheet
Assets
Liabilities
Debt to Asset %
Q4
’24
Q1
’25
Q2
’25
Q3
’25
Q4
’25
| Item | Q4 2025 | Y/Y Change |
| Total Assets | Rp251.7T | -2.08% |
| Total Liabilities | Rp168.1T | -6.74% |
| Total Equity | Rp31.75T | +7.8% |
| Total Liabilities & Total Equity | Rp199.84T | -4.7% |
Cash Flow
Operating
Investing
Finance
Net CF
Q4
’24
Q1
’25
Q2
’25
Q3
’25
Q4
’25
| Item | Q4 2025 | Y/Y Change |
| CF from Operations | Rp1.8T | -109.34% |
| CF from Investment | Rp5.33T | -72.33% |
| CF from Financing | Rp155.16B | -89.23% |
| Net Cash Flow | Rp6.97T | -596.07% |








