How does USDT Earn show in my portfolio?
All USDT held in Earn, whether it is being deposited, sitting in your Earn Balance or being redeemed, counts in your total USDT, your portfolio value and the total on your homepage. In your portfolio's Assets → Crypto view, your USDT is split into USDT Balance, USDT Held in Pockets and USDT Held in Earn. Moving USDT into or out of USDT Earn is not a buy or a sell, so it does not change your cost basis or your USDT Gain/Loss. Rewards appear separately under Realized P&L → Yield & Earn Rewards Received as a USDT Earn line, valued at the USDT/IDR price on the day each reward was paid. That rupiah value is fixed once paid. Regular users earn 1.08% per year (APR) and Pluang Plus members 2.18% per year (APR); rates can change, and the app always shows your current Est. APR.
Where USDT Earn appears
| Place | What you see |
|---|---|
| Wallet → Crypto → USDT card | Total USDT, split into USDT Spot and USDT Earn |
| USDT detail page | An Earn row showing how much USDT is held in Earn |
| Portfolio → Assets → Crypto | USDT Balance, USDT Held in Pockets and USDT Held in Earn |
| Portfolio → Realized P&L | A USDT Earn line under Yield & Earn Rewards Received, next to IDR Yield and USD Yield |
| Transaction history and statements | Deposit USDT Earn, Withdrawal USDT Earn and USDT Earn Reward transactions |
USDT Balance in your portfolio excludes USDT held in Earn and in Pockets, so add the three lines together to see all the USDT you own.
Related questions
Q: Are USDT Earn rewards part of my USDT Gain/Loss?
No. Rewards are shown separately as the USDT Earn line under Realized P&L → Yield & Earn Rewards Received. When a reward is paid, that USDT joins your holding at the USDT/IDR price on the payment day. Only price changes after that day count in your USDT Gain/Loss. This keeps what you earned from USDT Earn apart from gains or losses caused by the USDT price moving.
Q: Why didn't depositing into USDT Earn change my profit or loss?
Moving USDT into or out of USDT Earn is not a buy or a sell. Your USDT stays yours and only changes where it is held, so your cost basis and USDT Gain/Loss carry over unchanged. Your total USDT also stays the same, because USDT held in Earn is still counted. Only a reward payment adds USDT, and rewards are reported in their own line under Realized P&L.
Q: Do my statements include USDT Earn?
Yes. Your daily, weekly and monthly statements include all three USDT Earn transaction types: Deposit USDT Earn, Withdrawal USDT Earn and USDT Earn Reward. The same transactions appear on the USDT Earn page, in your USDT asset history and in your global transaction history, where you can filter by the USDT balance and the Earn transaction type to see them together.
Q: How should I treat USDT Earn rewards for tax?
Each reward payment appears as a USDT Earn Reward transaction showing the amount credited and the date, and your portfolio records its rupiah value on the day it was paid. Keep these records, as you may need them for your own annual tax return. Pluang cannot give personal tax advice, so check with a tax adviser or the tax office if you are unsure how to report the rewards.
Last updated: 27 October 2026