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FAQ article

Who can use USDT Earn?

USDT Earn is open to Pluang users who hold USDT in their USDT Wallet and use the latest version of the Pluang app. You do not need to be a Pluang Plus member: regular users earn 1.08% per year (APR) and Pluang Plus members earn 2.18% per year (APR). Rates can change, and the app always shows your current Est. APR. USDT Earn is being rolled out gradually, so it may appear for some users before others. To start, open Wallet → Crypto → USDT card → Earn and tap Deposit. Only USDT shown as Available to Transfer can be deposited, and the minimum is 1 USDT. If you hold rupiah rather than USDT, first transfer from IDR Crypto Funding to USDT, which is also what the Buy button on the USDT page does. USDT in the USDT Margin Account, in Pockets or still pending cannot be deposited directly.

What you need

RequirementDetail
USDT in your USDT WalletAt least 1 USDT shown as Available to Transfer
App versionThe latest version of the Pluang app; older versions do not show USDT Earn
MembershipAny. Regular users earn 1.08% per year (APR), Pluang Plus members 2.18% per year (APR)

Where your USDT can come from

  • Transfer rupiah from IDR Crypto Funding to USDT. The conversion fee and tax shown on the confirmation screen apply.
  • Move USDT from the USDT Margin Account back to your USDT Wallet. This transfer is 1:1 with no fee.
  • Receive USDT from an external wallet into your USDT Wallet.

Related questions

Q: Do I need to be a Pluang Plus member?
No. Every Pluang user who holds USDT in their USDT Wallet and has the latest app can use USDT Earn. Pluang Plus only changes the rate: members earn 2.18% per year (APR) and regular users earn 1.08% per year (APR). If you become a Pluang Plus member later, the higher rate applies from the next daily reward, without depositing again. Rates can change, and the app always shows your current Est. APR.

Q: Why can't I see USDT Earn in my app?
First update the Pluang app to the latest version, because older versions do not show USDT Earn at all. Then check Wallet → Crypto: the USDT card should show an Earn button. USDT Earn is being rolled out gradually, so some users may see it before others. If you have the latest version and still cannot find it after some time, contact Pluang Care through live chat in the app.

Q: Can I deposit USDT from my USDT Margin Account?
Not directly. USDT Earn only accepts USDT shown as Available to Transfer in your USDT Wallet. Move the USDT from your USDT Margin Account to your USDT Wallet first. That transfer is 1:1, with no fee, no tax and no exchange rate. Once it is in your USDT Wallet as Available to Transfer, open the USDT Earn page and tap Deposit. USDT in Pockets or still pending cannot be deposited either.

Q: Can I use USDT Earn if I only have rupiah?
Yes, but you need USDT first. Transfer from IDR Crypto Funding to USDT, either from the transfer screen or with the Buy button on the USDT page, which opens the same transfer. The conversion fee and tax are shown before you confirm. Once the USDT is Available to Transfer in your USDT Wallet, you can deposit it into USDT Earn. The minimum deposit is 1 USDT.

Last updated: 27 October 2026