What Is the Pluang Commodity Account?

The Pluang Commodity Account, or Rekening Komoditas Pluang, is an individual settlement account opened in your own name and used to settle your US Stock transactions. It is separate from your ordinary Pluang balance and belongs to you rather than to Pluang, which is the point of the arrangement: your transaction and margin funds sit in an account bearing your name instead of being pooled. You do not apply for it separately. The account is created automatically once you complete Global & Yield Asset Verification, the Tier 3 KYC level required for US Stocks, so it simply appears as part of that verification outcome with no extra form to fill in. It is opened at Bank Artha Graha Internasional, the designated custodian bank for this type of account, and it is denominated in US dollars.

• What it is: An individual settlement account, opened in your own name, used to settle US Stock transactions.
• Whose account it is: Yours — it is separate from your ordinary Pluang balance rather than a pooled account.
• How you get one: Created automatically when you complete Global & Yield Asset Verification (Tier 3 KYC).
• No separate application: There is no extra form, document upload, or manual account-opening step.
• Where it is held: Bank Artha Graha Internasional, the designated custodian bank for this account type.
• Currency: Denominated in US dollars.
• Scope: Tied to your US Stock activity through PT PG Berjangka, not a general-purpose account for other Pluang products.

Related questions:

Q: Do I need to apply for a Pluang Commodity Account separately?
No. The account is created automatically the moment you complete Global & Yield Asset Verification, the Tier 3 KYC level required before you can trade US Stocks. There is no separate application form, no extra document upload, and no manual account-opening step on your side. It appears as part of the verification outcome and is ready to use once that verification is approved, with no waiting period beyond the verification itself.

Q: Is the Commodity Account the same as my Pluang balance?
No, they are different things. Your ordinary Pluang balance is the in-app balance you top up and move between products. The Commodity Account is a separate account opened in your own name at a custodian bank, used to settle your US Stock transactions and hold margin funds. Keeping them separate is the whole point of the structure, since it means those funds sit under your name rather than being pooled.

Q: Which bank is the Commodity Account opened at?
It is opened at Bank Artha Graha Internasional, which serves as the designated custodian bank for this account type. You do not choose the bank yourself, and you do not need to visit a branch to open it, since the account is created digitally as part of your Global & Yield Asset Verification. The bank's specific role in this arrangement is covered in a separate article if you want the background.

Q: Can I use the Commodity Account for other Pluang products?
No. The Commodity Account is scoped to your US Stock and ETF activity through PT PG Berjangka, together with the margin funds attached to it. Other Pluang products such as Gold, Crypto, and Indonesian Stocks each run on their own account or wallet structure with their own funding and settlement rules, entirely independent of this one. There is nothing you need to configure to keep them separate.