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FAQ article

What happened to Permata VA on Pluang?

Permata VA has been replaced by Bank INA VA. Old Permata VA numbers no longer work — any top-up sent to one fails or is rejected automatically. Your balance and portfolio are unaffected. Before your next top-up, copy a current VA number from the Pluang app. Bank INA VA accepts transfers from any bank that supports Real Time Online (RTO), except SeaBank and Jago.


If you used Permata VA and your bank is…Top up this way now
BCA, BRI, or MandiriThat bank's own VA (BCA VA, BRI VA, or Mandiri VA)
Another bank that supports Real Time Online (RTO)Bank INA VA
SeaBank or JagoBCA Direct Transfer (minimum Rp500,000), QRIS, or GoPay
  • Old Permata VA numbers are no longer valid. If one is saved in your mobile banking app, stop using it — always copy the current number from the Pluang app.
  • You don't need a Bank INA account to use Bank INA VA; any bank that supports RTO works, except SeaBank and Jago.
  • Bank INA VA has the same fee as the other VA banks (Rp4,995 for top-ups under Rp2,000,000, or Rp1,665 for Rp2,000,000 or more, VAT included), the same Rp10,000 minimum, and credits the same IDR Crypto Funding balance.
  • To find your VA number: open Wallet, select a balance other than RDN, tap Top Up, choose your bank, and copy the VA number shown.

Related questions:

Q: Is my balance affected by the switch from Permata VA to Bank INA VA?
No. Your existing balance and portfolio stay exactly as they are — only the VA number you top up to has changed.

Q: What happens if I transfer to my old Permata VA number?
The top-up fails or is rejected automatically by the system. Copy a current VA number from the Pluang app and top up again. If your bank shows the money left your account, contact Pluang Care with your transfer proof.

Q: Do I need to open a Bank INA account?
No. Bank INA VA accepts transfers from any bank that supports Real Time Online (RTO), except SeaBank and Jago.

Q: Did the VA top-up fee change?
No. Bank INA VA uses the same fee structure as BCA, BRI, and Mandiri VA, and the minimum top-up is still Rp10,000.