Do taxes and transaction fees affect my realised profit and loss on Pluang?
Taxes and transaction fees reduce what you actually keep from a trade, but the realised profit and loss in your portfolio is a performance summary, so it isn't the best place to reconcile the exact fees and taxes on a specific transaction. The fees on each buy or sell — and, for crypto, the taxes collected on the transaction — are part of that trade's cost, and the breakdown is shown before you confirm an order. For a precise record, use the documents built for it rather than the portfolio figure: the Transaction History Report lists your completed transactions, and the Tax Report gives a yearly recap for Crypto, US Stocks (including US ETFs), Mutual Funds and Gold. How tax works also depends on the asset: tax on crypto is collected on each transaction, while realised gains on US Stocks are not taxed by Pluang, so you report them yourself in your annual tax return. Current fee rates for every asset are listed at pluang.com/biaya.
Where to find each kind of figure
| What you want to know | Where to look |
|---|---|
| How your closed positions have performed overall | Realised profit and loss in the portfolio summary |
| What a specific trade will cost before you place it | The price and fee breakdown shown before you confirm the order |
| A record of your completed transactions | The Transaction History Report, sent to your registered email |
| Yearly figures for your annual tax return (SPT Tahunan) | The Tax Report, downloaded in the app per asset and per year |
| Current fee rates for each asset | pluang.com/biaya |
How tax is handled, by asset
- Crypto: tax is collected on each crypto transaction, and the Tax Report shows the total tax collected over the year.
- US Stocks, including US ETFs: Pluang does not withhold tax on realised gains; they are subject to PPh Article 17 and you report them in your SPT. Dividends are taxed at source before they reach you, but you still report them.
- Mutual Funds and Gold: the Tax Report shows your realised profit or loss for the year, not a calculated tax amount.
- Why the portfolio figure isn't a tax document. Realised profit and loss is built to track how your investing is going across your holdings. For anything you need to match to the Rupiah — a single trade or a tax filing — the transaction breakdown and the Tax Report are the reliable sources.
Related questions:
Q: Where can I see the fees I paid on a trade?
Before you place an order, the app shows the price and the fee breakdown for that trade, so that is the moment to check exactly what it will cost. For completed transactions, you can request the Transaction History Report, which lists all your completed transactions and is sent to your registered email. The transaction history page in the app shows the last 6 months; for anything older, use the report. Current fee rates for every asset are published at pluang.com/biaya.
Q: Does Pluang deduct tax from my US Stocks profit?
No. Pluang does not withhold tax on realised gains from US Stocks and US ETFs. Those gains are subject to PPh Article 17, which is progressive, so the rate depends on your total annual income, and you report them yourself in your annual tax return (SPT Tahunan). Dividends are different: tax is deducted at source before they are credited, although you still report them. The Tax Report lists your yearly US Stocks figures to help you file.
Q: Which figure should I use for my annual tax return?
Use the Tax Report, not the realised profit and loss in your portfolio. The Tax Report is built for filing: it covers one full calendar year and gives the figures per asset, such as total tax collected on crypto transactions, realised profit or loss on US Stocks, Mutual Funds and Gold, and US Stocks dividends and USD Yield. You can download it in the app from Akun → Laporan → Laporan Pajak for any calendar year that has already ended.
Q: Why doesn't my realised profit and loss match my own calculation?
The most common reason is that the two calculations treat costs differently. If you worked from the prices you saw and the amounts you transferred, fees, taxes, the spread and currency conversion can each account for part of the gap. Realised profit and loss also includes dividends and rewards, not only sale results, and as of 31 August 2026 it includes closed Crypto Futures positions. For an exact reconciliation of a specific trade, work from the Transaction History Report.