Why does my asset performance look different in USD and Rupiah on the Pluang Portfolio page?
Your US Stocks results look different in USD and Rupiah because the Rupiah figures add the effect of the USD–IDR exchange rate on top of the share price movement. On the US Stocks tab of your Portfolio page, the currency toggle switches the totals at the top, your US Stocks value and its unrealised profit or loss, between USD and Rupiah. In the Rupiah view, that profit or loss is split into Asset Gain/Loss and Forex Gain/Loss. The individual stocks in your holdings list stay in USD in both views, because a sale settles in US dollars and converting to Rupiah is a separate step, at that day's rate and with a conversion fee. In the USD view, profit or loss reflects only the share price against your average purchase price. Switching the view never changes what you own.
What the currency toggle changes on the US Stocks tab
| Figure | USD view | Rupiah view |
|---|---|---|
| US Stocks value at the top | Shown in USD | Converted to Rupiah at today's rate |
| Unrealised profit or loss at the top | Shown in USD, share price movement only | Shown in Rupiah, split into Asset Gain/Loss and Forex Gain/Loss |
| Each stock in your holdings list | Shown in USD | Still shown in USD |
Worked example (simplified, ignoring fees and spread)
You buy 1 share at US$100 when US$1 = Rp16,000, so it costs you Rp1,600,000. The share price rises to US$110, and the Rupiah strengthens to Rp15,500 per US$1.
- USD view: US$110 − US$100 = +US$10, or +10%
- Rupiah view: (US$110 × Rp15,500) − Rp1,600,000 = +Rp105,000, or about +6.6%
- Asset Gain/Loss: US$10 × Rp15,500 = +Rp155,000
- Forex Gain/Loss: US$100 × (Rp15,500 − Rp16,000) = −Rp50,000
The stock gained 10%, but the stronger Rupiah offset part of that gain once it is measured in Rupiah. The two parts always add up to the Rupiah total.
- Holdings stay in USD by design. A Rupiah figure on each stock could look like money you could take out, but a sale pays out in US dollars, and the Rupiah amount is only fixed when you convert, at that day's rate and after the conversion fee. The totals can show Rupiah because they separate the share price part from the currency part.
- Net Asset Value is always in Rupiah. On the Overview tab, Net Asset Value is always shown in Rupiah and has no currency toggle.
- Where to find it. Open the Pluang app, tap Portfolio, then go to Assets and choose US Stocks.
Related questions:
Q: Why can't I see each US stock in Rupiah anymore?
Since the latest portfolio update, the currency toggle on the US Stocks tab converts only the totals at the top. Each stock in your holdings list stays in USD, because that is the currency it is bought and sold in. A Rupiah value on a single stock would not be what you actually receive: a sale settles in US dollars, and the Rupiah amount depends on the rate and conversion fee on the day you convert. Your holdings and their value have not changed.
Q: Does switching between USD and Rupiah view change my holdings?
No. Switching views only changes the currency used for the totals at the top of the US Stocks tab. The number of shares you own, your average purchase price and your USD balance stay exactly the same, and no transaction takes place. The Rupiah figures convert the USD value at the current exchange rate, which is why they move with the rate while the USD figures do not. You can switch back and forth as often as you like.
Q: Why is my US Stocks profit positive in USD but lower or negative in Rupiah?
Because the Rupiah has strengthened against the US dollar since you bought. A stronger Rupiah means each dollar you hold is worth fewer Rupiah, which shows up as a negative Forex Gain/Loss and offsets part or all of the share price gain. The reverse also happens: if the Rupiah weakens, Forex Gain/Loss turns positive and your Rupiah profit can be higher than your USD profit. The stock itself performed the same either way.
Q: What does the unrealised profit or loss on the Overview tab include?
The Overview shows it twice. The line inside Net Asset Value covers what you hold, such as crypto, US Stocks, gold and mutual funds; the standalone Unrealized P&L figure adds the exchange rate effect on your USD and USDT cash balances. Both are broken down into Asset Gain/Loss, Forex Gain/Loss and USDT Gain/Loss. Leveraged US Stocks count at your own money and Crypto Futures at the margin backing your positions, not at their full position size.