Why does my asset performance look different in USD and Rupiah on the Pluang Portfolio page?
Your asset performance looks different in USD and Rupiah on the Pluang Portfolio page because the Rupiah view adds the effect of the USD–IDR exchange rate on top of the asset's own price movement. US Stocks in your portfolio are shown in USD by default, and you can switch to Rupiah by tapping the USD button on that view. In USD view, unrealised profit or loss reflects only how the stock's price has moved against your average purchase price. In Rupiah view, it also includes the gain or loss from the change in the exchange rate since you bought, so the two figures — and their percentages — can differ even on the same day. The same applies across your whole portfolio: the unrealised profit and loss at the top of the portfolio summary combines every asset you hold, such as crypto, US Stocks, gold and mutual funds, plus the foreign exchange effect on your USD balance. Neither view changes what you own.
Two sources of movement
| Source of movement | Included in USD view | Included in Rupiah view |
|---|---|---|
| The asset's price against your average purchase price | Yes | Yes |
| The USD–IDR exchange rate since you bought | No | Yes |
Worked example (simplified, ignoring fees and spread)
You buy 1 share at US$100 when US$1 = Rp16,000, so it costs you Rp1,600,000. The share price rises to US$110, and the Rupiah strengthens to Rp15,500 per US$1.
- USD view: US$110 − US$100 = +US$10, or +10%
- Rupiah view: (US$110 × Rp15,500) − Rp1,600,000 = Rp1,705,000 − Rp1,600,000 = +Rp105,000, or about +6.6%
The stock gained 10%, but the stronger Rupiah offset part of that gain once the holding is measured in Rupiah.
- Each asset category shows its own profit and loss. Profit and loss for each asset category reflects the units you hold and, for US Stocks, includes the exchange-rate effect, so its percentage can differ from the figure you see for that same asset elsewhere in the app.
- The currency effect has its own line. In the portfolio summary's profit and loss breakdown, movement caused by the exchange rate is shown separately as Foreign Exchange Difference, next to the profit and loss from the asset's own price.
- Where to find it. Open the Pluang app and tap the Portfolio icon on the Home page. The Pluang guide "Portfolio Overview Page in Pluang" walks through the portfolio tabs step by step.
Related questions:
Q: Does switching between USD and Rupiah view change my holdings?
No. Switching views only changes the currency used to display your holdings; the units you own, your average purchase price and your USD balance stay exactly the same. The Rupiah figure converts the USD value at the current exchange rate, which is why it moves with the rate while the USD figure does not. You can switch back and forth as often as you like, and no transaction takes place when you do.
Q: Why is my US Stocks profit positive in USD but lower or negative in Rupiah?
Because the Rupiah has strengthened against the US dollar since you bought. A stronger Rupiah means each dollar of your holding is worth fewer Rupiah, which offsets part or all of the stock's price gain when it is measured in Rupiah. The reverse also happens: if the Rupiah weakens, your Rupiah profit can be higher than your USD profit, and a small USD loss can even appear as a Rupiah gain. The stock performed the same either way.
Q: What does the unrealised profit and loss at the top of the portfolio summary include?
It combines the unrealised profit and loss of every asset you currently hold on Pluang — for example crypto, US Stocks, gold and mutual funds — together with the foreign exchange effect on your USD balance. Because it is one figure in Rupiah, it includes currency movement for anything held in US dollars. As of 31 August 2026, leveraged US Stocks and Crypto Futures positions count toward it at Invested Amount plus unrealised profit or loss, not at full exposure.
Q: Which view shows how the stock itself has performed?
The USD view, because it isolates the change in the share price against your average purchase price, with no currency effect mixed in. The Rupiah view answers a different question: what the holding has done for you in Rupiah terms, currency movement included. Neither is more correct than the other. The portfolio summary shows both effects side by side, as asset profit and loss and as Foreign Exchange Difference, so you can see how much of your result came from each.