Which price does Pluang use to value each asset in my portfolio?
Pluang values each asset in your portfolio using a reference price suited to how that asset trades, not the price you would get if you sold at that exact moment. Crypto and US Stocks are valued at the mid price, halfway between the bid and the ask, and your unrealised profit or loss on them is measured from that mid price against your average buy price. Mutual funds are valued at their NAV (Nilai Aktiva Bersih), which is published once per exchange day, so their value in your portfolio changes once a day rather than continuously. Crypto Futures positions use the mark price, a weighted average across major global crypto exchanges, for unrealised profit or loss. Your USD balance is shown at the mid price in the portfolio, while the wallet page uses the USD sell price. Because these are reference prices, the amount you actually receive when you sell or convert follows your execution price, the spread and any fees.
Valuation price by asset
| What you hold | Price used in the portfolio | How often it changes |
|---|---|---|
| Crypto (spot) | Mid price, between bid and ask | Continuously |
| US Stocks | Mid price, for unrealised profit or loss | While the market is trading |
| Mutual funds | NAV (Nilai Aktiva Bersih) | Once per exchange day, updated between 21:00 and 24:00 WIB |
| Crypto Futures | Mark price, for unrealised profit or loss | Continuously |
| USD balance | Mid price in the portfolio; USD sell price on the wallet page | Continuously |
- Gold follows Pluang's prevailing gold price. Gold holdings are valued in Rupiah per gram in line with that price.
- Leveraged positions are counted at your own capital. As of 31 August 2026, US Stocks with leverage and Crypto Futures positions count toward your portfolio at Invested Amount plus unrealised profit or loss, not at full exposure.
- Reference price versus trade price. A reference price is neutral: it doesn't assume you are buying or selling. The price you actually trade at sits on one side of the spread, which is why a sale or conversion usually comes in slightly different from the portfolio figure.
Related questions:
Q: Why does my mutual fund value only change once a day?
Because mutual funds are priced by their NAV (Nilai Aktiva Bersih), which the investment manager calculates once per exchange day, and it is updated between 21:00 and 24:00 WIB. Until the new NAV is published, the mutual fund part of your portfolio stays at the previous one. This is different from crypto or US Stocks, which reprice continuously while their markets trade, so a mutual fund can look unchanged during the day even when markets are moving.
Q: Why doesn't the portfolio use the price I would get if I sold?
Because that price depends on things the portfolio can't know in advance: which side of the spread you trade on, the size of your order and how the price moves while it executes. Using a neutral reference price such as the mid price gives a consistent value across your holdings without assuming a trade. When you do sell, the result is calculated from your actual execution price, and the price and fee breakdown is shown before you confirm.
Q: Why does Crypto Futures use a different price from spot crypto?
Because Crypto Futures positions use the mark price, a weighted average across major global crypto exchanges, to calculate unrealised profit or loss, while spot crypto uses the mid price. The two are calculated differently, and the mark price can also differ from the Last Traded Price shown on the Crypto Futures chart, so the two numbers won't always match at any given moment.
Q: Why is my USD balance worth different amounts on different pages?
Because the pages convert it at different prices. The wallet page uses the USD sell price, which is close to what you would get by converting to Rupiah now, while the portfolio uses the mid price between the buy and sell price. The sell price is normally lower, so the wallet figure usually looks slightly smaller. Your balance in dollars is identical in both places; only the Rupiah conversion differs.