How is my overall portfolio value calculated on Pluang?
Your Portfolio Value on Pluang is your Net Asset Value plus your cash. Net Asset Value is the current value of your investments, such as crypto, US Stocks, gold and mutual funds, and it is always shown in Rupiah. Cash covers your cash balances, such as IDR Cash, IDR Crypto Funding, RDN, USD Cash and USDT. Under Net Asset Value you also see Invested, the amount you paid for the assets you still hold, and your unrealised profit or loss, the difference between the two. Leveraged positions count at your own money: US Stocks held with leverage count at your equity, and Crypto Futures at the margin backing your positions plus unrealised profit or loss, not at their full position size. Any unused balance in those wallets counts as cash. Results you have already locked in appear separately in Realized P&L.
The building blocks
| Figure | What it means |
|---|---|
| Net Asset Value | The current value of your investments, always in Rupiah |
| Invested | The amount you paid for the assets you still hold |
| Unrealised profit or loss | Net Asset Value minus Invested; changes continuously with market prices and exchange rates |
| Cash | Your cash balances, such as IDR Cash, IDR Crypto Funding, RDN, USD Cash and USDT |
| Portfolio Value | Net Asset Value + Cash |
Worked example (simplified)
Your investments are worth Rp10,000,000 and you paid Rp9,000,000 for them, so your unrealised profit is Rp1,000,000. You also hold Rp2,000,000 in cash. Your Portfolio Value is Rp10,000,000 + Rp2,000,000 = Rp12,000,000.
How leveraged positions are valued. With leverage, part of your position is funded by borrowed money, so its full size is larger than the amount you put in. Your portfolio counts only your own money plus its gain or loss. For a US Stock position opened at US$10,000 using 4x leverage and currently up US$500, your own money is US$2,500, the borrowed portion is US$7,500, and the amount counted is US$3,000: your US$2,500 plus the US$500 gain. Your exposure, leverage ratio and margin are unaffected by how the value is displayed.
- Unused wallet balances count as cash. Money in your USD Margin wallet or Crypto Futures margin wallet that isn't backing a position is counted under Cash, as USD Cash or USDT.
- USDT counts as cash. USDT in your crypto balance or in Pockets is part of Cash, not of your crypto investments.
Related questions:
Q: What is the difference between Invested and Net Asset Value?
Invested is what you paid for the assets you still hold. Net Asset Value is what those same investments are worth now, at current prices and, for anything held in US dollars or USDT, today's exchange rate. The gap between the two is your unrealised profit or loss. Invested changes when you buy or sell, while Net Asset Value moves with the market even when you don't trade.
Q: Why does my Portfolio Value include cash?
Because Portfolio Value is meant to show everything you hold on Pluang, not only what is invested. Cash balances such as Rupiah cash, US dollar cash and USDT are part of your money on Pluang, so they are added to your Net Asset Value. That is also why Portfolio Value can change when you top up or withdraw, even if you haven't bought or sold any asset.
Q: Why do my leveraged positions count for less than their position size?
Because your portfolio counts only what belongs to you. With 4x leverage, three quarters of the position is funded by borrowed money, so its full size mostly reflects the loan rather than your own capital. Counting your own money plus its gain or loss means the figure tracks what you actually committed and what it has earned. Your exposure, leverage, margin and potential profit or loss are unchanged.
Q: Does Portfolio Value include what I have already sold?
Not as an investment. Once you sell or close a position, it leaves your Net Asset Value and its result is recorded in Realized P&L, which includes your Crypto Futures trading results too. The money from a sale shows up in your cash balances until you use or withdraw it, so it stays part of your Portfolio Value while it sits in your account.