Is there a fee to open a stock trading account on Pluang?
No, opening a stock trading account on Pluang is completely free. There is no registration fee, no account-opening administrative charge, and no minimum deposit required to activate the account — you only need to complete the identity verification steps inside the app. Account opening happens in two stages: Basic KYC, which every Pluang user completes at registration using e-KTP, NPWP, and a selfie; and Stocks KYC, an additional verification layer specific to Indonesian Stocks. Once your Stocks KYC is approved, Pluang automatically opens your RDN (Rekening Dana Nasabah) — the mandatory investor fund account required to trade on the Indonesia Stock Exchange (BEI) — at no cost, with no minimum balance needed to keep it open. The only prerequisites are being at least 18 years old and holding a valid e-KTP; Indonesian Stocks is currently not available to foreign nationals (WNA).
What's free when you open a Pluang stock account:
- Registration fee: Rp0
- Account-opening administrative fee: Rp0
- Minimum RDN deposit to activate the account: Rp0
- Physical stamp duty: not charged at opening — e-materai only applies later, to matched buy/sell transactions above Rp10,000,000 in a single day
What the two-stage KYC actually requires:
- Step 1 — Basic KYC: e-KTP, NPWP, and a selfie (already complete if you're an existing Pluang user)
- Step 2 — Stocks KYC: additional information prompted in-app, including an active bank account in your own name at BCA or Bank Jago, used to open your RDN
- Your RDN is created automatically once Stocks KYC is approved — no separate application or fee for the RDN itself
Related questions:
Q: Do I need to make an initial deposit to start investing?
No initial deposit is required to open the account itself. You can activate your RDN with a zero balance and top it up whenever you're ready to place your first order.
Q: Is there a fee to close a stock account on Pluang?
No. Closure is handled manually via Pluang's support team (live chat or tanya@pluang.com), not a self-serve button in the app.
Q: Does e-materai apply when I open my account?
No. E-materai only applies once your matched transactions on a single day exceed Rp10,000,000 — account opening never triggers it.
Q: How long does account activation take after I register?
Typically 1–2 business days once you submit complete and valid documents for Stocks KYC.