Is there a fee to withdraw RDN funds to a different bank than my RDN bank on Pluang?
Yes. If the bank account you cash out to is at a different bank from your RDN host bank, Pluang charges a flat Rp2,900 per transaction as an interbank transfer fee. Cashing out to an account at your RDN's host bank — either BCA or Bank Jago — is free of charge. This fee applies per withdrawal transaction, not per day, regardless of amount.
RDN cashout fee, by destination bank vs RDN host bank:
| Destination Bank vs Your RDN Host Bank | Fee per Cashout |
|---|---|
| Same bank as your RDN | Free (no admin fee) |
| Different bank from your RDN | Rp2,900 per transaction |
How to avoid the fee: Register an account in your own name at the same bank as your RDN host bank (BCA or Bank Jago) as your withdrawal destination — the name must exactly match your Pluang account name.
Other RDN cashout facts: Minimum withdrawal Rp10,000; minimum remaining RDN balance Rp1; funds typically arrive within 1–2 business days.
Related questions:
Q: Which banks can host my RDN on Pluang?
Two: BCA and Bank Jago, assigned automatically when your RDN is first opened.
Q: How do I check which bank hosts my RDN?
Wallet → RDN Account in the Pluang app shows your host bank directly.
Q: Is the Rp2,900 fee charged per withdrawal or per day?
Per withdrawal transaction — three cashouts in one day means three separate Rp2,900 charges.
Q: Can I avoid the fee by changing my withdrawal destination account?
Yes — register an account at your RDN's host bank in your own name.
Q: Does the same fee apply to RDN top-ups?
No, top-ups go directly to your RDN host bank and are never charged this fee.