What Are All the Costs to Consider When Investing in Stocks on Pluang?
Investing in Indonesian stocks on Pluang costs 0.15% on buys and 0.25% on sells, all-in (inclusive of Pluang's own trading fee, VAT, and mandatory regulatory fees), plus an e-materai stamp of Rp10,000 if your total daily transactions exceed Rp10,000,000. There is no account opening fee, no custody fee, and no inactivity fee, so the transaction fee and the occasional e-materai charge are the two costs that actually recur. The one cost that's easy to overlook is on the withdrawal side: cashing out your RDN balance to an account at the same bank as your RDN (BCA or Bank Jago) is free, but cashing out to a different bank costs a flat Rp2,900 per transaction as an interbank transfer fee. Taken together, these are the full set of costs an Indonesian Stocks investor on Pluang needs to plan around — everything else in the account lifecycle, from opening to holding to closing, is free.
Full fee summary for Pluang stock investing:
| Fee Type | Amount | Notes |
|---|---|---|
| Pluang trading fee | 0.0961261% + 11% VAT on that fee | Buy & sell |
| Buy regulatory fee | 0.0433% | Levy + VAT + KPEI |
| Sell regulatory fee | 0.1433% | Levy + VAT + KPEI + PPh Final 0.1% |
| Total, all-in | 0.15% (buy) / 0.25% (sell) | Trading fee + regulatory fees combined |
| E-materai | Rp10,000 | Only if same-day transactions exceed Rp10,000,000 |
| Account opening | Rp0 | Free |
| Custody fee | Rp0 | None |
| Inactivity fee | Rp0 | None |
| RDN withdrawal — same bank as your RDN | Rp0 | Free (e.g. RDN at Bank Jago → cashout to a Jago account) |
| RDN withdrawal — different bank | Rp2,900 per transaction | Interbank transfer fee, since funds leave the RDN bank's network |
Related questions:
Q: Is there a fee to top up my RDN?
No, Pluang does not charge a fee for RDN top-ups — funds go directly from your bank to your RDN host bank (BCA or Bank Jago) with no VA-style admin fee attached. Any interbank transfer charge, if one applies, is set by your own sending bank rather than by Pluang, since this is a separate flow from the Pluang IDR Cash Wallet's VA top-up fees.
Q: Is there a fee to withdraw funds from my RDN?
It depends on the destination bank. Withdrawing to an account at your RDN's own host bank — BCA or Bank Jago — is free, but withdrawing to any other bank costs a flat Rp2,900 per transaction as an interbank transfer fee, regardless of the withdrawal amount or how many withdrawals you make that day.
Q: What is e-materai and when is it charged?
E-materai is a Rp10,000 electronic stamp duty applied once the cumulative value of your executed stock transactions on a single day exceeds Rp10,000,000, per Indonesian government regulation. It's assessed daily and resets each day, and it applies identically at every licensed Indonesian broker, not just Pluang.
Q: Is there a cost to transfer my stocks from another broker to Pluang?
Pluang charges Rp0 for incoming stock transfers, so moving your existing holdings onto the platform doesn't cost anything on Pluang's side. However, your current broker may charge an outgoing transfer fee on their end, so it's worth checking with them directly before initiating the transfer to avoid a surprise charge from the other side.