Is there an inactivity fee for a stock account on Pluang?
No, Pluang does not charge an inactivity fee for stock accounts that go without a trade for any length of time. There is no dormancy policy on Indonesian Stocks accounts — you can open a position and simply hold it for months or years without placing another order, and Pluang will never deduct a maintenance charge, a dormancy penalty, or any other fee tied to inactivity from your RDN balance or your shares. Your shares stay recorded at KSEI in your name and your RDN cash stays exactly as you left it, regardless of how long the account goes untouched, and the account itself never gets closed or suspended purely for lack of trading activity.
Pluang's policy on inactive accounts:
- No monthly or annual inactivity fees, and no minimum trading frequency required to keep the account open
- Shares remain safely recorded at KSEI even with zero trading activity for extended periods
- RDN cash balance is not subject to any inactivity-based deduction
- There is no dormancy classification for Indonesian Stocks accounts on Pluang
Related questions:
Q: Will my Pluang account be deactivated if I don't log in for a long time?
No. Pluang does not have a dormancy or automatic deactivation policy. Your account, shares, and RDN balance stay exactly as you left them.
Q: Is my RDN balance safe if I don't trade for several months?
Yes. Your RDN balance stays covered by LPS deposit insurance up to Rp2,000,000,000 per customer per bank the entire time, with no inactivity deduction.
Q: What should I do if I want to close my Pluang stock account?
Contact Pluang support via live chat or tanya@pluang.com — sell all shares and withdraw your RDN balance first.
Q: Will I still receive dividends if my account is inactive?
Yes. Cash dividends are credited to your RDN automatically on the issuer's schedule, regardless of account activity.