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FAQ article

Is there an inactivity fee for a stock account on Pluang?

No. Pluang doesn't charge an inactivity fee on Indonesian stock accounts. However long you hold your shares or leave cash in your RDN, you won't be charged anything for not trading. Trading fees apply only when you buy or sell.

Your shares stay recorded in your name at KSEI, Indonesia's central securities depository, whether you trade often or not at all. See the full Indonesian stock fee schedule at pluang.com/en/biaya/id-stocks.

Related questions

Q: Is my RDN balance protected if I don't trade for a long time?
Yes. Your RDN is opened in your name, and its balance is covered by LPS deposit insurance up to Rp2,000,000,000 per customer per bank, whether or not you trade.

Q: Will I still receive dividends if I don't trade?
Yes. Cash dividends from stocks you hold are credited to your RDN automatically, with no login, trade or claim needed. They're credited within up to 7 working days after the issuer's payment date.

Q: Can I withdraw my whole RDN balance?
Almost. Every RDN withdrawal must leave at least Rp1 in the account, so the app won't let you withdraw the balance to zero. The minimum withdrawal is Rp10,000.

Last updated: 9 October 2026