How Is Tax Calculated in the Pluang Tax Report?
For crypto, Pluang collects tax automatically on each transaction, at the rate set by the regulation in force when the transaction took place, and the Tax Report adds up the tax collected during the year. Crypto tax rates in Indonesia changed in 2025, when PMK 50/2025 replaced PMK 68/2022. For US stocks, mutual funds and gold, the report does not calculate a tax amount; it shows your realised profit or loss, which is the figure you need when filling in your SPT Tahunan.
- Crypto: Tax is collected automatically on each transaction; the report totals the tax collected during the year.
- Which rate applies: The rate set by the regulation in force at the time of each transaction. Crypto tax rules changed in 2025, when PMK 50/2025 replaced PMK 68/2022.
- US stocks, mutual funds and gold: The report shows your realised profit or loss, not a calculated tax amount.
- Every report: Also reflects your holdings at the end of the selected year.
Related questions:
Q: Do I need to pay extra tax on crypto I traded on Pluang?
The tax on each crypto transaction is collected automatically when the transaction happens, and the Tax Report shows the total collected for the year. How you report it in your SPT Tahunan is your own responsibility; a tax consultant can advise on your situation.
Q: Why does a 2025 crypto report reflect two sets of rules?
Crypto tax rules changed during 2025, when PMK 50/2025 replaced PMK 68/2022. Each transaction was taxed under the regulation in force on the day it happened, so a 2025 report can include tax collected under both.
Q: Does Pluang calculate the tax I owe on US stocks, mutual funds or gold?
No. For these assets, the Tax Report shows your realised profit or loss for the year. Reporting it in your SPT Tahunan is your own responsibility.