Are my funds and stocks protected if Pluang shuts down or goes bankrupt?

Yes, your funds and stocks remain protected even if Pluang closes. Stocks are held at KSEI (Indonesia's central securities depository) in your own segregated account — not Pluang's assets. Your RDN (investor fund account) balance is covered by LPS up to IDR 2 billion, and SIPF (supervised by OJK) compensates up to IDR 100 million per investor.

• KSEI holds stocks in the investor's name — they cannot be seized if Pluang becomes insolvent
• RDN is a bank account in your own name, protected by LPS (Indonesia Deposit Insurance Corporation) up to IDR 2 billion per customer per bank
• SIPF (Investor Protection Fund, supervised by OJK) provides up to IDR 100 million compensation per investor
• Pluang acts only as an intermediary — not a custodian of your assets
• Operations run through PT Pluang Maju Sekuritas and PT Sarana Santosa Sejati, both supervised by OJK (Indonesia Financial Services Authority)

Related questions:

Q: What is SIPF and how does it protect me?
SIPF is an OJK-supervised investor protection fund that compensates investors up to IDR 100 million if securities assets are lost due to fraud or institutional failure.

Q: Is my RDN balance safe if Pluang has financial problems?
Yes. The RDN is a bank account in your own name, fully separate from Pluang's finances and protected by LPS up to IDR 2 billion.

Q: How can I independently verify my stock holdings?
Check your holdings anytime at AKSes KSEI (akses.ksei.co.id) using your SID (Single Investor Identification) number — independent of Pluang.