IRIS plans to start offering fixed-rate borrowing on November 10 using SparkLend liquidity, allowing users to borrow with a set interest rate while the underlying loan uses a floating-rate market. Borrowers select their loan details and maximum fixed annual rate, with solvers providing capital-backed quotes to cover any rate difference if floating costs rise. This system uses existing lending venue liquidity and supports terms up to 90 days, aiming to give DeFi borrowers more predictable costs. The service will initially support six borrowing pairs on Ethereum through SparkLend, Aave V3, and Morpho Blue.
IRIS's fixed-rate borrowing launch offers new DeFi options; for readers following crypto markets, here is Pluang's snapshot as of Nov 10, 2026 16:21 WIB: 37 of 50 major cryptocurrencies rose today. LUNC traded at Rp0,723 with a 3.80% increase and a typical hold time of 197 days. COTI was priced at Rp174, up 3.70%, while THETA reached Rp2.575, gaining 3.29%.
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