Credit Acceptance reports Q1 2026 net income of $135.8M, driven by stable loan portfolio and improved economic profit.

Credit Acceptance Corporation announced a net income of $135.8 million for Q1 2026, up from $106.3 million in Q1 2025, reflecting stable loan portfolio balances and modest declines in loan volume. The company saw a slight decrease in forecasted net cash flows but achieved a 17.8% increase in economic profit due to lower cost of capital and improved loan yields. Active dealer numbers grew to a record 10,977, supported by digital tools and AI enhancements to improve efficiency. The company plans to continue disciplined investment and execution to maximize long-term economic profit.