CF Bankshares reports 13% net income growth in Q1 2026, driven by strong loan growth and fee income.

CF Bankshares Inc. posted a 13% increase in net income to $5.0 million for Q1 2026 compared to the same period last year, supported by a 15% annualized growth in core commercial loans and a 23% rise in noninterest income from customer fees. The bank's net interest margin improved slightly, and its capital ratios remain strong, positioning it well for continued growth. Management highlighted strategic focus on expanding commercial banking relationships and increasing fee-based income, expecting loan payoffs to decline and deal flow to increase in coming quarters.