Is there a fee to top up via QRIS on Pluang?
Yes. A QRIS top-up costs 0.7% of the top-up amount, plus 11% VAT on that fee, which comes to 0.777% in total. The fee is deducted from the amount you top up, and the rest is credited to your IDR Crypto Funding balance. You can pay the QRIS code from any mobile banking or e-wallet app that supports QRIS.
Example: QRIS top-up of Rp1,000,000
| Amount | |
|---|---|
| Top-up amount | Rp1,000,000 |
| QRIS fee (0.7%) | Rp7,000 |
| VAT on the fee (11%) | Rp770 |
| Total fee | Rp7,770 |
| Credited to IDR Crypto Funding | Rp992,230 |
See all top-up fees at pluang.com/en/biaya/biaya-lainnya.
Related questions
Q: Which balance does a QRIS top-up go to?
IDR Crypto Funding (Saldo Crypto IDR), the same balance that Virtual Account and GoPay top-ups credit.
Q: Is there a cheaper way to top up?
It depends on the amount. A Virtual Account top-up is a flat Rp4,995 up to Rp2,000,000, or Rp1,665 above that, including VAT. Direct BCA Transfer is free, with a minimum of Rp500,000, but it credits IDR Cash Wallet instead.
Q: Does the fee change with the top-up amount?
Yes. QRIS is a percentage fee, so it grows with the amount you top up. Virtual Account fees are flat.
Last updated: 9 October 2026