Is There a Lock-In Period for Pocket Investments?

No, there is no lock-in period for Pluang Pocket investments. Because the underlying assets in a Pocket — Crypto and US Stocks — are exchange-traded, you can sell your Pocket at any time, either as a Whole Sale of the entire basket or a Partial Sale of individual assets within it. This means you're never required to hold a Pocket for a minimum duration before accessing your funds, unlike some fixed-term investment products. That said, investing in equities and crypto is generally more rewarding when held over the long term, since prices in both markets move up and down along the way; the absence of a lock-in period is a flexibility feature, not a signal that you should panic-sell every time your Pocket dips in value. The specific steps for performing a Whole Sale or Partial Sale are covered separately in the how-to guide for selling a Pocket, since this article focuses only on the policy: there's no minimum holding period standing between you and your money.

• No minimum holding period applies to any Pocket, pre-built or self-built.
• Two sell modes exist — Whole Sale (selling the entire Pocket at once) and Partial Sale (selling only specific assets within it) — both available without restriction on timing.
• Exchange-traded assets enable this flexibility, since Crypto and US Stocks can be priced and sold in real time, unlike products with fixed redemption windows.
• Long-term holding is still generally recommended for better outcomes, even though nothing forces you to hold.

Related questions:

Q: Can I sell my Pocket the same day I buy it?
Yes, there's no lock-in period, so you can sell your Pocket, whole or partial, as soon as you choose to, subject to normal exchange trading conditions for the underlying Crypto or US Stock assets.

Q: What's the difference between a Whole Sale and a Partial Sale?
A Whole Sale liquidates every asset in your Pocket at once, while a Partial Sale lets you sell only specific assets within the basket while keeping the rest invested. Both are available at any time since there's no lock-in period.

Q: How do I actually sell a Pocket?
You can place a Whole Sale to sell everything in one order, or a Partial Sale to sell only some of it — this article only addresses the underlying policy that no lock-in period applies, not the exact in-app sell flow.

Q: Should I sell my Pocket if its value drops?
Not necessarily. Crypto and US Stock prices can go up or down, and equity/crypto investing is generally more rewarding over the long term, so a short-term dip alone isn't automatically a reason to sell. The lack of a lock-in period simply means the choice is entirely yours.