Are Stocks on Pluang Held in My Own Name in a Segregated Securities Account?

Yes, every stock you hold on Pluang is registered in your own name at KSEI (Kustodian Sentral Efek Indonesia), Indonesia's central securities depository, through a segregated sub-account that is completely separate from Pluang's own assets and liabilities. Your shares cannot be commingled with Pluang's holdings, pledged as collateral, or seized to cover any obligation of Pluang's — this segregation is a mandatory regulatory standard that applies to every OJK-licensed securities broker and marketing partner in Indonesia, not a feature unique to Pluang. Every investor is issued a unique SID (Single Investor Identification) that links their KSEI sub-account to their identity, and this ownership record can be checked independently at any time through AKSes KSEI, entirely outside the Pluang app. If Pluang were ever to close or become insolvent, your shares — held at KSEI, not with Pluang — would remain yours and would not become part of any liquidation of Pluang's own assets.

• Every investor receives a unique SID (Single Investor Identification) linked to their personal KSEI sub-account
• This sub-account is completely independent of Pluang's own assets and liabilities
• Ownership can be verified anytime at AKSes KSEI (akses.ksei.co.id) — no need to log into Pluang at all
• This segregation is a mandatory OJK regulatory standard for all licensed brokers and platforms in Indonesia, not a Pluang-specific feature
• On top of KSEI segregation, Indonesian Stocks holdings are further protected by SIPF (Securities Investor Protection Fund), covering up to Rp100,000,000 per investor if a securities company fails

Related questions:

Q: How do I check my stocks at KSEI independently?
Visit akses.ksei.co.id and log in using your SID and personal details to see all your stock holdings across every Indonesian broker you use — including Pluang. This gives you an ownership record that exists entirely outside Pluang's own systems, so you can always independently confirm what you hold even without opening the Pluang app.

Q: Can Pluang use my stocks for its own purposes?
No. Your stocks are held in a KSEI sub-account registered in your own name, and Pluang has no legal ability to use, pledge, or transfer them for its own purposes. This is enforced at the depository level by KSEI, not just by Pluang's internal policy, so the protection doesn't depend on Pluang choosing to honor it.

Q: What is a SID (Single Investor Identification)?
A SID is a unique investor identity number issued by KSEI that links all of your stock holdings across every broker in Indonesia to a single identity, regardless of how many brokers or platforms you use. It's what allows you to see a consolidated view of your holdings on AKSes KSEI, even if you've invested through more than one platform over time.

Q: What happens to my shares if Pluang shuts down or goes bankrupt?
Your shares stay exactly where they already are — in your own name at KSEI — because they were never part of Pluang's own balance sheet to begin with. A Pluang closure or insolvency would not put your shares at risk of being seized or distributed to Pluang's creditors; you would simply continue to access them through KSEI or transfer them to another licensed broker.

Q: Is this kind of segregation unique to Pluang, or does it apply everywhere in Indonesia?
It applies everywhere. Every OJK-licensed securities broker and marketing partner operating in Indonesia is required to hold client shares in individually segregated KSEI sub-accounts — this is a market-wide regulatory standard, not something Pluang built as a differentiator. It's one of the reasons Indonesian retail investors can generally trust that their stock ownership is protected regardless of which licensed platform they use.