Are stocks on Pluang held in my own name in a segregated securities account?
Yes, every stock you hold on Pluang is registered in your own name at KSEI (Kustodian Sentral Efek Indonesia), Indonesia's central securities depository, through a segregated sub-account that is completely separate from Pluang's own assets and liabilities. Your shares cannot be commingled with Pluang's holdings, pledged as collateral, or seized to cover any obligation of Pluang's — this segregation is a mandatory regulatory standard that applies to every OJK-licensed securities broker and marketing partner in Indonesia, not a feature unique to Pluang. Every investor is issued a unique SID (Single Investor Identification) that links their KSEI sub-account to their identity, verifiable anytime through AKSes KSEI, entirely outside the Pluang app. If Pluang were ever to close or become insolvent, your shares would remain yours and would not become part of any liquidation of Pluang's own assets.
- Every investor receives a unique SID (Single Investor Identification) linked to their personal KSEI sub-account
- This sub-account is completely independent of Pluang's own assets and liabilities
- Ownership can be verified anytime at AKSes KSEI (akses.ksei.co.id) — no need to log into Pluang
- This segregation is a mandatory OJK regulatory standard for all licensed brokers and platforms in Indonesia
- Holdings are further protected by SIPF, covering up to Rp100,000,000 per investor if a securities company fails
Related questions:
Q: How do I check my stocks at KSEI independently?
Visit akses.ksei.co.id and log in using your SID and personal details to see all your stock holdings across every Indonesian broker you use — including Pluang.
Q: Can Pluang use my stocks for its own purposes?
No. Your stocks are held in a KSEI sub-account in your own name, and this is enforced at the depository level by KSEI, not just Pluang's internal policy.
Q: What is a SID (Single Investor Identification)?
A unique investor identity number issued by KSEI that links all your stock holdings across every broker in Indonesia to a single identity.
Q: What happens to my shares if Pluang shuts down or goes bankrupt?
Your shares stay exactly where they already are — in your own name at KSEI — since they were never part of Pluang's own balance sheet.
Q: Is this kind of segregation unique to Pluang, or does it apply everywhere in Indonesia?
It applies everywhere. Every OJK-licensed securities broker in Indonesia is required to hold client shares in individually segregated KSEI sub-accounts.