Do Investors Receive Stock Dividends (Saham Bonus) Through Pluang?

Yes, investors holding stocks on Pluang are entitled to receive any stock dividend (saham bonus) issued by a listed company, credited automatically to their portfolio with no action required. A stock dividend is a corporate action where the issuer distributes additional shares to existing shareholders for free, proportional to their existing holding — for example, a 1:10 ratio means you receive 1 new share for every 10 shares you already hold. Once KSEI (Indonesia Central Securities Depository) processes the distribution and Pluang receives the official data, the bonus shares are credited directly to your portfolio, typically within 1–2 business days of the payment date. This is a distinct concept from Pluang's own time-bound Bonus Stock Promo (which distributes DSSA shares to qualifying users during a specific promotional period) — a stock dividend here refers to the ordinary corporate-action mechanism any IDX-listed company can use, unrelated to any Pluang marketing campaign.

What is a stock dividend (saham bonus)?

A stock dividend — also called a bonus share — is a corporate action where the company distributes additional shares to existing shareholders for free, proportional to their holding. For example, a 1:10 ratio means you receive 1 new share for every 10 shares you hold.

Stock dividend vs cash dividend:

• Stock dividend → you receive more shares; your RDN cash balance is unchanged
• Cash dividend → you receive cash; your share count is unchanged

What to keep in mind:

• The share price typically adjusts (falls) after a stock dividend because more shares are in circulation
• Your total portfolio value does not fundamentally change at the moment of distribution, even though your share count increases
• Pluang notifies eligible investors about upcoming stock dividend schedules via app notifications
• Don't confuse a stock dividend with Pluang's own Bonus Stock Promo — the promo is a fixed-period marketing campaign tied to specific top-up and purchase conditions, while a stock dividend is an ordinary corporate action any issuer can declare independently of Pluang

Related questions:

Q: Will bonus shares appear in my Pluang portfolio automatically?
Yes. After KSEI processes the distribution and Pluang receives official data from the issuer, bonus shares are automatically credited to your portfolio — typically within 1–2 business days of the payment date, with no claim form or manual action needed on your part. You'll see the additional shares reflected directly in your holdings and transaction history once the credit posts.

Q: Is there any tax on stock dividends received through Pluang?
It depends on what you do with them. Under Indonesian tax law (UU HPP), stock dividends are tax-exempt if you reinvest them within the required period. However, if you keep the shares idle in your account for 3 years or withdraw the proceeds, you're required to pay and report income tax (PPh) on the dividend value received, rather than treating it as automatically tax-free.

Q: What is the difference between a stock dividend and a stock split?
A stock dividend distributes new shares to shareholders as a form of dividend payout, funded from the company's retained earnings; a stock split simply divides each existing share into a greater number of shares without changing the company's total equity value. Both increase your share count, but a stock dividend is a profit distribution while a split is purely a share-count adjustment.

Q: How do I know if a stock I hold will distribute bonus shares?
Issuers must announce planned stock dividends on the IDX website (idx.co.id) as part of their corporate action disclosures, typically with the ratio and key dates specified in advance. Pluang also sends in-app notifications to eligible investors ahead of the distribution, so you don't need to monitor IDX announcements manually for every stock you hold.

Q: Is a stock dividend the same thing as Pluang's Bonus Stock Promo?
No — they're unrelated concepts that happen to share similar wording. A stock dividend (saham bonus) is a standard corporate action any IDX-listed company can issue to its shareholders at any time. Pluang's Bonus Stock Promo is a separate, time-bound marketing campaign that distributed DSSA shares to qualifying users who met specific top-up and purchase conditions during a fixed promotional window — check the specific promo's terms rather than assuming it works like an ordinary stock dividend.