How Are My Staking Rewards Calculated?

Staking rewards on Pluang accrue daily. The illustrative formula is (Staked Quantity + Unstaking Requested Quantity) × APR ÷ 365, where the APR is the rate assigned to your account type (Regular or Pluang+) for that specific coin. Accrual runs once a day at 8AM WIB, and rewards are denominated and paid out in the same coin you staked — ETH rewards in ETH, SOL rewards in SOL. Two deductions are then applied to the gross daily reward before it lands in your accrued balance: TDS at 5% and VAT (PPN) at 0.11%, per the prevailing tax rules. The net figure accumulates as a running total and is distributed weekly, every Tuesday. Rewards are not compounded daily — they build up until distribution rather than being re-staked automatically. Because the rate is variable and network-driven, treat any APR or APY figure as an estimate that varies with network conditions, not a guaranteed return.

• Where the rewards come from. Proof-of-Stake networks pay rewards to the coins that help secure them. Pluang passes a share of that network reward to you, which is why the rate is set by the network and market conditions rather than fixed by Pluang, and why it can change over time.
• Step 1 — Eligible quantity. The base for the calculation is Staked Qty + Unstaking Requested Qty. Coins sitting in "Un-bonding Requested" status still earn for the day the request is submitted, so they are included in that day's eligible quantity.
• Step 2 — Gross daily reward. Multiply the eligible quantity by the APR and divide by 365 to get the gross reward accrued for that day. This is illustrative — actual accrual follows the network's own reward schedule and the current rate.
• Step 3 — Tax deductions. TDS (5%) and VAT/PPN (0.11%) are taken from the gross daily reward during the accrual calculation, per the prevailing regulation. What you see accrue is already the net amount.
• Illustrative example (ETH, Regular user, APR 1.19%, 1 ETH staked). Gross daily reward = 1 × 0.0119 ÷ 365 ≈ 0.0000326 ETH; less TDS ≈ 0.00000163 ETH and VAT ≈ 0.0000000359 ETH; net daily accrual ≈ 0.0000309 ETH. The 1.19% here is only an example rate, not a promised or current figure.
• APR vs APY. The app typically displays APY (which annualises the effect of frequent accrual), while the underlying reward formula works in APR. The gap between the two is small at low rates and widens for higher-yielding coins, so the two numbers will not match exactly.

Related questions:

Q: Are rewards compounded daily?
No. Your daily accruals build up as a running total and are paid out weekly, every Tuesday. They are not automatically re-staked or added to your staked balance, so the next day's accrual is calculated on your original staked quantity rather than on staked-plus-rewards. If you want to compound, you would need to stake the distributed rewards yourself once they land in your available wallet.

Q: Why does the app show APY but the formula uses APR?
APY annualises the effect of accruing frequently, so it reads slightly higher than the plain APR that the daily formula uses internally. Think of APY as the headline annualised representation of the rate and APR as the per-period input to the daily math. The difference is minor at low rates but grows for higher-yielding coins, which is why the displayed APY and a hand-calculation from APR won't line up exactly.

Q: What quantity counts if I've submitted an unstaking request?
Both your Staked Qty and your Unstaking Requested Qty count toward accrual for the day you submit the request — coins in Un-bonding Requested status still earn for that day. From the following day onward, accrual stops on the quantity you asked to unstake. So you keep earning right up to and including the request day, and the reward simply reflects the combined eligible quantity for that single day.

Q: Are my rewards paid in the same coin I staked?
Yes. Rewards are denominated and distributed in the same coin you staked, not converted to IDR or another asset — ETH staking pays ETH, SOL staking pays SOL, and so on. This means the IDR value of your rewards still moves with that coin's market price, so the take-home value in rupiah terms depends on where the price sits when you eventually sell.

Q: Is the APR or APY a guaranteed rate?
No. Both are estimates that vary with network conditions and are reviewed periodically, so the rate you see today may differ later. Actual rewards follow the network's own reward schedule, and your overall return also depends on the coin's price, which can rise or fall. Use the displayed figures as an indicative guide to expected rewards, not as a fixed or promised yield.