SoFi Technologies Inc vs Wendys Co — how do they compare? SoFi Technologies Inc trades at $18.19 (market cap $23.22B), while Wendys Co trades at $7.55 (market cap $1.44B). The key difference: SoFi Technologies Inc is far larger — about 16.1× Wendys Co's market cap, and Wendys Co pays a 3.71% dividend while SoFi Technologies Inc pays none. Which is the better fit depends on your goals.
| SOFI | WEN | |
|---|---|---|
Market Cap | $23.22B | $1.44B |
Sector | Financials | Consumer Cyclical |
52-Week High | $32.21 | $10.68 |
52-Week Low | $15.15 | $6.17 |
Enterprise Value | — | $5.17B |
Dividend Yield | — | 3.71% |
Signals from Pluang's Aura AI — not financial advice
SOFI trades at $18.12, down 1.41% today, with a bullish technical signal and recent earnings beats. Revenue grew to $3.61B in 2025, with a net income margin of 14.78%. The stock is supported by strong member growth and a consensus price target of $19.50, though negative operating cash flow and high valuation ratios present challenges.
Outlook is cautiously optimistic with growth potential from digital banking expansion, but risks include persistent negative cash flow, competitive pressures, and sensitivity to interest rate changes. Analyst sentiment is mixed, with 33% buy ratings highlighting upside, while high P/E of 36.69 warrants caution for value-focused investors.
No Aura AI signal available yet.
Trailing returns across standard periods
Latest headlines on both assets
SoFi is a financial services company that was founded in 2011 and is currently based in San Francisco. Initially known for its student loan refinancing business, the company has expanded its product offerings to include personal loans, credit cards, mortgages, investment accounts, banking services, and financial planning. The company intends to be a one-stop shop for its clients' finances and operates solely through its mobile app and website. Through its acquisition of Galileo in 2020 the company also offers payment and account services for debit cards and digital banking.
Read more on SOFI →The Wendy's Company is the second-largest burger quick-service restaurant, or QSR, chain in the United States by systemwide sales, with $11.1 billion in 2021, narrowly edging Burger King ($10.3 billion) and clocking in well behind wide-moat McDonald's ($45.7 billion). After divestitures of Tim Hortons (2006) and Arby's (2011), the firm manages just the burger banner, generating sales across a footprint that spans almost 7,000 total units in 30 countries. Wendy's generates revenue from the sale of hamburgers, chicken sandwiches, salads, and fries throughout its company-owned footprint, through franchise royalty and marketing fund payments remitted by its franchisees, which account for 94% of stores, and through franchise flipping and advisory fees.
Read more on WEN →