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SoFi shares drop 39% in 2026 despite strong growth; $25 target possible with key catalysts.

Analyst Insights
06 Oct 2026
24/7 Wall Street
View Source
Bullish
SoFi shares drop 39% in 2026 despite strong growth; $25 target possible with key catalysts.

SoFi's stock has fallen nearly 40% in 2026 even as the company beats earnings and revenue forecasts and adds members rapidly. Analysts see potential for a 27% price increase in 2027, driven by strong EPS growth, record lending, and new products like SoFi Plus and stablecoin initiatives. Achieving $25 per share would require a 57% gain, which is ambitious but possible given SoFi's past volatility and growth trajectory. Risks include credit risk and a decline in technology platform revenue, but continued cross-selling and market conditions could support the rebound.

SoFi Technologies Inc currently holds a market cap of $20.56 billion and an enterprise value of $20.70 billion as of October 7, 2026, 00:41 WIB. On Pluang, the stock trades at USD 15.93 with a slight 1-day increase of 0.03%, while the platform shows a strong buy interest at 69% compared to 31% sell orders. This trading activity highlights investor engagement despite recent stock volatility noted in the news.

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