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Compare Royal Caribbean Cruises Ltd (RCL) vs SoFi Technologies Inc (SOFI) Price & Performance

Royal Caribbean Cruises LtdTrade
SoFi Technologies IncTrade

Price performance (Past 24H)

Key statistics

Royal Caribbean Cruises Ltd vs SoFi Technologies Inc — how do they compare? Royal Caribbean Cruises Ltd trades at $261.61 (market cap $70.74B), while SoFi Technologies Inc trades at $17.4 (market cap $23.26B). The key difference: Royal Caribbean Cruises Ltd is far larger — about 3× SoFi Technologies Inc's market cap, and Royal Caribbean Cruises Ltd pays a 2.27% dividend while SoFi Technologies Inc pays none. Which is the better fit depends on your goals.

RCLSOFI
Market Cap
$70.74B$23.26B
Sector
Consumer CyclicalFinancials
52-Week High
$350.23$32.21
52-Week Low
$246.71$15.15
Enterprise Value
$93.38B
Dividend Yield
2.27%

Aura AI Summary

Signals from Pluang's Aura AI — not financial advice

Royal Caribbean Cruises Ltd

Royal Caribbean (RCL) trades at $264.5, down 0.26% on the day, with technical indicators showing a bearish trend near key support at $261. The company demonstrates strong fundamentals with Q2 2026 EPS beating expectations at $4.21 vs. $3.98, revenue growth to $17.93B in 2025, and robust profitability margins. Recent news highlights dividend declarations and institutional buying interest despite oil price concerns impacting cruise stocks.

The outlook remains positive with analyst consensus price target of $367.83 suggesting 39% upside, supported by earnings momentum and institutional accumulation. Key risks include oil price volatility affecting fuel costs and competitive pressures in the cruise industry. The stock presents a growth opportunity with solid fundamentals but requires monitoring of macroeconomic headwinds.

SoFi Technologies Inc

SOFI stock trades at $18.01, down 1.15% today, with a neutral technical signal and bullish moving averages. The company reported strong Q2 2026 earnings, beating estimates with $0.12 EPS, and revenue growth remains robust at 40% year-over-year. Recent news highlights a partnership with Payward to enhance banking and digital asset connectivity, though the stock faces pressure from rising Treasury yields affecting fintech lenders.

The outlook is mixed; solid fundamentals and growth support upside toward the $20.63 consensus target, but risks include negative operating cash flow, high leverage, and macroeconomic sensitivity. Investors should weigh the company's expansion against persistent profitability challenges and competitive fintech pressures.

Returns comparison

Trailing returns across standard periods

Top news

Latest headlines on both assets

About Royal Caribbean Cruises Ltd

Royal Caribbean is the world's second-largest cruise company, operating 64 ships across five global and partner brands in the cruise vacation industry, with 10 more ships on order. Brands the company operates include Royal Caribbean International, Celebrity Cruises, and Silversea. The company also has a 50% investment in a joint venture that operates TUI Cruises and Hapag-Lloyd Cruises, allowing it to compete on the basis of innovation, quality of ships and service, variety of itineraries, choice of destinations, and price. The company completed the divestiture of its Azamara brand in the first quarter of 2021.

Read more on RCL

About SoFi Technologies Inc

SoFi is a financial services company that was founded in 2011 and is currently based in San Francisco. Initially known for its student loan refinancing business, the company has expanded its product offerings to include personal loans, credit cards, mortgages, investment accounts, banking services, and financial planning. The company intends to be a one-stop shop for its clients' finances and operates solely through its mobile app and website. Through its acquisition of Galileo in 2020 the company also offers payment and account services for debit cards and digital banking.

Read more on SOFI