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Stellar Lumens grows RWA assets fast but XRP leads in institutional ETFs and cross-border payments.

Market News
14 Oct 2026
Dailycoin
View Source
Bullish
Stellar Lumens grows RWA assets fast but XRP leads in institutional ETFs and cross-border payments.

Stellar Lumens (XLM) has seen rapid growth in Real World Assets (RWA), expanding tokenized assets by 350% to $3.5 billion since 2025, driven by major institutional products like Franklin Templeton’s BENJI fund. Meanwhile, Ripple’s XRP holds a stronger position in institutional exposure with $1.56 billion in ETFs and a leading role in cross-border payments. XRP’s ETFs provide direct exposure to the coin, influencing its price, while Stellar’s fees come mainly from tokenized Treasury funds. For Stellar to surpass XRP, it would need to increase its market cap by about $80 billion from current levels.

As of Oct 14, 2026 22:52 WIB, XRP trades at Rp23.822 with a market cap of Rp1.517,38 trillion, significantly larger than Stellar Lumens' Rp115,74 trillion market cap and Rp3.299 price. XRP's 1-day price drop of 2.64% contrasts with XLM's sharper 3.79% decline. Despite XLM's higher circulating supply percentage at 71% versus XRP's 64%, XRP maintains stronger trading volume at Rp40,91 trillion compared to XLM's Rp2,66 trillion on Pluang.

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