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XRP's AI-driven payments hit 13.9M transactions but with modest value amid market caution.

Protocol Fundamentals
12 Oct 2026
Dailycoin
View Source
Bullish
XRP's AI-driven payments hit 13.9M transactions but with modest value amid market caution.

In October 2026, AI agents on the XRP Ledger processed 13.9 million transactions across 196 merchants, marking a significant milestone in on-chain activity. However, despite the high volume, the total value of these AI-assisted payments remains relatively low, partly due to ongoing market uncertainty and a pending network upgrade. The current AI transactions mostly involve micro payments for digital services, with broader adoption expected when AI agents begin handling larger, authorized corporate transactions. This development signals the next phase of growth for XRP's blockchain utility, leveraging autonomous software for seamless payments using XRP and RLUSD tokens.

Following the milestone of 13.9 million AI-assisted transactions on the XRP Ledger, XRP itself is trading steadily on Pluang at Rp24.998 as of Oct 12, 2026 19:21 WIB, showing a modest 0.29% increase in the past day. The market cap stands robust at Rp1.584,91 trillion, with a 24-hour trading volume of Rp28,16 trillion. Investor interest remains balanced with 61% buying activity and a typical hold time of 72 days on the platform.

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