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XRP price rises past $1.40 as XRPL expands beyond payments with new lending features.

Protocol Fundamentals
20 Sep 2026
Zycrypto
View Source
Bullish
XRP price rises past $1.40 as XRPL expands beyond payments with new lending features.

XRP has surpassed the $1.40 mark, signaling renewed investor interest as the XRP Ledger (XRPL) broadens its financial ecosystem beyond payments. The recent XRPL 3.4.0 upgrade introduced a lending framework supporting fixed-term, uncollateralized loans, enabling new credit markets and tokenized financial products on-chain. Ripple-backed initiatives are also fostering institutional credit funds and expanding asset types on XRPL, positioning it as a comprehensive financial platform. This evolution could reshape XRP’s investment narrative by highlighting its growing role in decentralized finance.

As of Sep 20, 2026 22:01 WIB, XRP trades at Rp24.483 on Pluang, showing a 1-day decline of 3.76%. Despite the recent developments in the XRP Ledger expanding beyond payments, the market shows a balanced order activity with 44% selling and 56% buying. The typical hold time for XRP on Pluang is 71 days, indicating moderate investor engagement.

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