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Ripple's XRP could challenge Ethereum by capturing $35B weekly in payments via partnerships with Visa and Mastercard.

Market News
02 Nov 2026, 22:38 WIB
Zycrypto
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Bullish
Ripple's XRP could challenge Ethereum by capturing $35B weekly in payments via partnerships with Visa and Mastercard.

John Lilic, founder of Tria, suggests Ripple's XRP could rival Ethereum by tapping into a massive payments market. By partnering with Visa or Mastercard to offer credit cards backed by Ripple's RLUSD stablecoin and integrating neobanking services, Ripple could capture 10% of Visa's $350 billion weekly transactions, equating to $35 billion in payments. This could boost XRP demand and market value as the XRP Ledger settles these transactions, potentially narrowing the valuation gap with Ethereum. However, XRP would need a 253% price increase to match Ethereum's market cap, and Ethereum's value may continue to grow, raising the bar for XRP.

XRP trades at Rp22.592 with a market cap of Rp1.431,8 trillion on Pluang as of Nov 03, 2026 04:01 WIB, showing a slight 0.11% decline in the last day. Meanwhile, Ethereum remains significantly higher at Rp40.731.012 per coin and a market cap of Rp4.968,84 trillion, down 0.65% in the same period. The article's discussion of Ripple's potential to capture a large share of Visa's transaction volume highlights the scale of opportunity compared to current market valuations on Pluang.

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