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Ripple plans to use XRP Ledger for payments and lending in 2027, but XRP price shows little reaction.

Protocol Fundamentals
05 Oct 2026
AMBCrypto
View Source
Neutral
Ripple plans to use XRP Ledger for payments and lending in 2027, but XRP price shows little reaction.

Ripple announced plans to move customer payment volume onto the XRP Ledger (XRPL) in 2027, aiming to expand payment pilots and integrate lending pools funded by XRP. This would make XRP a source of income for businesses, beyond just transferring money between banks. Despite this, XRP's price remains stable around $1.49 with little market enthusiasm, indicating traders are not yet convinced by the plan's impact. The success of this strategy could potentially increase XRP's value if it turns into loan capital for payment businesses.

XRP's market cap stands at Rp1.683,09 trillion as of Oct 06, 2026 00:32 WIB, with a 24-hour trading volume of Rp43,12 trillion on Pluang. The price is Rp26.723, down 0.35% in the last day, while order activity shows a slight majority of 54% Buy versus 46% Sell. Typical hold time for XRP investors on Pluang is 71 days, indicating a moderate investment horizon amid Ripple's plans to expand XRP's use in payment and lending services.

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