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US consumer debt rises 2.9% to $18.56T in Sept 2026, led by mortgage and HELOC growth.

Market News
11 Nov 2026, 14:45 WIB
PRNewsWire
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Neutral
US consumer debt rises 2.9% to $18.56T in Sept 2026, led by mortgage and HELOC growth.

Total US consumer debt grew 2.9% year-over-year to $18.56 trillion in September 2026, driven mainly by mortgage debt and a 13.3% rise in home equity lines of credit (HELOC). Mortgage debt remains the largest portion at $13.08 trillion, while non-mortgage debt write-offs stabilized around $104.9 billion, indicating resilience despite economic pressures. Auto loans and bankcard balances also increased, while student loan debt declined. This trend shows consumers are leveraging home equity but managing repayments amid ongoing inflation and borrowing costs.

U.S. consumer debt reached $18.56 trillion in Q3 2026, highlighting ongoing borrowing trends. For readers following the Financials sector, here is Pluang's market snapshot as of Nov 11, 2026 19:01 WIB: out of 142 priced US Financial stocks, 77 rose and 60 fell. Notable movers include HUT at USD 62.40 with a 9.92% increase and Pluang order activity showing 72% Sell / 28% Buy, GLXY at USD 15.10 up 7.02%, and WULF at USD 13.30 up 5.89%.

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